Hi ,

Myself Akhil N. Gupta having a Salaried Account in HDFC bank .
I have received an Letter Dated on :- 18th Dec 2007, from your bank stating that my salaried a/c has been suspended due to irregular payment of Credit Card .
Also you had mentioned that Extent of ‘ HOLD on FUNDS ‘: - 9674 Rs/- which I have to pay.
And within 7 days from the date you receive this notice failing which the balance outstanding on 02nd Jan 2007 on your captioned card account or the balance available in your captioned HDFC Bank a/c shall be debited.
Now note these points.
1. I had received this letter on 29th Dec 2007 in the afternoon also I had the proof because your bank envelope has motioned the date on it which states:-29th Dec 2007.
This means you are not ready to give the time.
So for your kind information, on 31st Dec 2007 I have approached your Ghatkopar Branch where I had a discussion with a Lady whose name was Ms Ritu.
Where she had called up at your “ Chandivali Branch” at Andheri and I had an telephonic discussion with HDFC Bank Collection Officer “ Ms Shruti” .She told me to bring whatever proof you had for your Credit Card in which I had problem in terms of “ Late Fees Charges, Payment debited to some other account ” four years back which where put up By HDFC Bank in my statement .For this same thing I made atleast 20 -25 phone calls to your customer service department but for no help ,no one use to listen to me.

Ms Shruti has given me the contact number and she had told me to call on 03rd Jan 2008 and bring all the statement for that credit card.

So I request you to wait till 03rd Jan 2008 and let me show her the entire document.
Please do not debit my account because my Cheque for the MBA fees and Housing Loan has been dishonoured I required money urgently.

2. Since four year’s HDFC bank is committing mistake as the Letter which Bank has forwarded to me mentioned the date as “ 02nd Jan 2007 “ instead of “ 02nd Jan 2008 “
So you cannot debit the amount from my account as the date has been mentioned wrongly
In the letter.
If Debited by your bank before 03rd Jan 2008 then I promises you that I had got the number of Government Grievances Cell for Credit Card Division.
I am already prepared for the worst, just want your bank to be prepared for the same.
If possible, please reply this mail and give me the assurance that some one from HDFC Bank is listening.

Regards
Akhil

This was the mail that i had written to HDFC Bank Customer Service on date:-01st Jan 2008.
But not recived any reply from the bank till now.also bank has debited the amount from my account.

So i request everybody who ever read this message and also who has an account with this bank to be carefull as HDFC bank doesn't care for there customer.And without intimation HDFC bank can do any thing as they wish to do.

HDFC Bank will lose its market Cap starting March end 2008. Due to their poor commitment and services to cnsumers, Grievance Redressal for Escalation of Complaint has registered highest number of complaints till date. Investors will take this opportunity to pool their funds into Nationalized Banks focusing on microbanking.

I have applied for Loans in HDFC bank , I have got a Very clear banking histiry for last 5 years .appreciating that bank executive from G.N chetty road agree to disburse my Loan in 4 working days . Then only i came to know, They dont know what documents are required and what is the process to get a Loan sanctioned . They jus look for application
for following two reasons
1.COMMISSION
2.TARGET FOR THAT MONTH
Every one goes to personal loan with emergency needs , but they give commitment for jus commision and then manage that and prolong and when ever they can process they try to force the customer to take the Loan. I logged a complaint against this service and cancelled the Loan , But no reply from Bank . better check about the executives before you process the Loan

Hi,

I never requested for any credit card with HSBC bank. I was never asked for any confirmation to make a credit card in my name. And all of a sudden, I got billed for using HSBC credit card which never reached me and about which I never knew if it existed in my name. I called customer care to deactivate the card that was created in my name but they never responded positively. They do not even listen to the complete information... they just cut the phone in the middle of the conversation. This is highly irritating.

I think these guys should be punished heavily for such frauds and harassing people. Do you think I can sue HSBC bank for this?

Thanks
Puneet Arya

I have lost an amount of Rs.50000 as my Debit card was stolen on 30-Oct-2007 and was swiped in a jewelery shop (Amantran Jewellers, Sector 16, Nerul). I have reported the complaint both to the police (Rabale police stn as well as to the HDFC bank, Powai). I have also submitted all the documents required by the bank (Photocopy of FIR report, Indemnity form, handwritten complaint letter, 2 other forms provided by the bank). As per the insurance policy and banks assurance, also mentioned on the Indemnity form, the lost amount should be reversed back to my account after the reporting and submission of required documents to the bank. However, it has not been done so and I am unable to receive cooperation from the bank as well as the police.