To,
HR Manager,
HDFC BANK LTD.
I have tender my resignation letter for better Career Prospects. During the service, I got beneficial support from colleagues, seniors and others in the organization. I due respect the fruitful relations I enjoyed with this esteemed organization. The memories of my tenure with this organization will be treasured forever.
I have given my resignation letter on 7th march 2009, after the working hours. Please clear all my dues i.e Full and Final settlement and issue me all the necessary certificates for my career.
But till date my F /F & PF amount dues is not clear. I have already submitted PF form on 20th Jan 2010.I am again sending my details for your ready references.
Name: - Rakshit mahajan
Designation: CSE Coex.
Employee code:- CR 14957
Location:-Sanjay place brach, Agra
Joining Date:-18/09/08
Releving Date:-28/02/09.
I therefore request you to send me status.
Waiting for your favorable reply.
This is for your information and necessary action please.

Regards
Rakshit Mahajan
09548304812
Email id- [email protected]

On 16/4/2010, I found Rs. 15.60 lakhs missing from my bank account through frauduelent transactions. -- HDFC Bank, Sector 18, Noida.
FIR was filed with Police, media covered the entire case. Bank officials told me that my money is safe and they will credit within two days as I was to leave for USA on 22/4/10.
Now, its been almost one month and they have not yet credited my money.
We deposit the money with banks for safe keeping and it should be available to us whenever we want it. HDFC Bank has failed in its commitment to the account holders. I am also filing a complaint with Banking Ombdusman.

HOW HDFC LOAN APPROVAL PROCESS WORK AT MUNIRKA BRANCH NEW DELHI SO THAT NRI GET FEEDUP (LOAN File: 589370638)


Myself SUBODH KUMAR, working as IT Manager Saud Bahwan Group Muscat OMAN, Mobile :00968-99434780. One of my friend Mr. Saurabh Singh got a Home Loan sanction through Mr. Vishal Kumar (Mobile: 9873732240) with HDFC Munirka Baranch New Delhi. He referred me that you can send paper to this person. He will FW to Bank and get it process.

As per Mr. Vishal he need to verify soft copy of all documents with Bank. He informed that all of my document verified. Exclusively I asked that in my property I am first person and second person is my wife . He told only main applicant POA require to get loan.

After confirmation 22th Feb 2010 I send all papers to my POA holder. He handover these papers to Mr. Vishal Kumar on 24th Feb 2010.


As per Mr. Vishal Loan Application and Papers submitted to Bank on 14th March 10. Regular basis I followed up him but he told it will get approve by 30th March. I asked him where is mail from Bank. I got reply in Last week of March from Mr. Devesh Kumar Mail ID (I have mail proof), that pl. send recent Bank statement of salary A/C. Next day I sent it. In April first week Mr. Devesh Kumar (Mobile: 9310211725) confirmed me by mail that loan can be approve for 11 Lakh only not 29 Lakh. He asked for my conformation. I was needy so I confirmed by mail but told Pl. re-check my eligibility.

Finally Mr. Vishal confirmed me that File is logged on System on 13th April and given me file Number: 589370638 . On 20th April by email Gurpreet confirmed that Loan Approved for 11 Lakh. I replied you have consider wrong EMI amount of my
ICICI loan . She asked proof for that. I replied same date and send Bank Statement (Loan EMI details and left duration once again ). Next Day she replied your eligibility will be 17 Lakh and if you close ICICI loan it will be 21. But further she has not done any thing to change my eligibility. I told her please arrange Payment to UNITECH from Munirka Branch. As per Mr. Vishal suggestion my POA holder Mr. Ranjeet Singh submitted all original property papers to Bank.

Next day I called Mr. Vishal Pl. arrange the Payment. He told sorry, by mistake File has gone Ghazibad (U.P). I written mail to Madam Megha to get the file Delhi Munirka Branch. Finally 27th April File has come to Munirka branch. (Mail Proof can be submitted)

I called Mr. Devesh on 28th April pl. release the Bank Cheque to UNITECH ASAP.
He told Mr. Sharma is looking, contact him. I called Mr. Sharma he told all require papers are there so 29th Bank Cheque can be release.

On 29th I called Mr. Sharma and told can I send my POA to collect the Bank Cheque. He told you have given your POA but not your wife POA.
I told him that everyone from bank told POA require only from main applicant not joint. You will not believe first POA made in Muscat but I paid 15, 000=00 INR to get sign by court SDM at Ghaziabad. Now once again I need to do same. Why it should be sign my SDM court, why not normal notary .

Finally I am suffering. My payment to builder is delayed by almost two months. Today I told Mr. Devesh Pl. understand my problem. I am not wrong. Its mistake of system so release my bank checque


Mr. Devesh told me its not a bank problem why you submitted the application through Mr. Vishal. I want to know that if Mr. Vishal is not authorize to do this job. Why he is doing this job and why not same informed me when my application submitted.

Now How I will get loan after delaying of more than 2 months.

Subodh Kumar
Mobile: 0968-99434780

I had been consulted by a person named Mr.Anil Goher who works in HDFC Bank. He assured me that i will get the sanction letter for the Loan within 7 working days of the bank. After submitting the documents to him i paid the owner of the flat nealy half the amount of that flat, but after 15 days Anil is refusing to give me the sanction letter and asking me apply in some other bank. Because of these the owner cancelled the deal and i had bear a lose of nearly a lac rupees.

HDFC bank has locked my savings account on 1st April 2010 without prior notice and the Branch Manager is not aware for what reason the lock has been enforced.The Branch Manger of Ambattur Branch, till now has not given the reason for the memo to lock my account. I have issued a notice to the MD of the bank Mr.Aditya Puri in his official mail id [email protected] and if the issue is not sorted out my legal advisor has advised to take the matter to the banking ombudsman.