I HAVE A HDFC BANK CREDIT CARD, WHICH IS MY CITY CARD WHICH HAS THE FACILITY OF EMI IF YOU SWIPE ABOVE 5000 RS., THEY HAVE STOPED THE FACILITY WITHOUT INFORMING ME AND I WAS KEEP SWIPING THE CARD KNOWING THAT IT WILL GO ON EMI.
WHEN I RECEIVED THE STATEMENT I SAW THAT THEY HAVE CHARGED ME FOR MONTHLY INTEREST ON THAT AND I STOP PAYING THE MINIMUM AMOUNT. NOW THEY PUT MY HDFC BANK ACCOUNT BALANCE ON HOLD SO I AM NOT ABLE TO USE ANY MONEY FROM THAT ACCOUNT.
THIS IS REALLY PATHETIC AS I TOLD THEM I DO NOT MIND PAYING THEM OFF, BUT UNLESS AND UNTILL THEY WILL PUT IT ON EMI, WILL PAY IT OFF OTHER WISE FORGET IT. SO CAUSE OF THAT I AM HAVING THIS PROBLEM WITH THEM.

THIS IS THE FIRST ONE, NOW HERE IS THE SECOND ONE. I HAVE A LOAN RUNNING WITH HDFC BANK, AND WHEN I STARTED IT WITH PDC WITH THE CORPORATE ACCOUNT, AND WHEN I CHANGED THE JOB AND ASK THEM TO TRANSFER THE ACCOUNT TO ANOTHER BANK ACCOUNT. THEY SAID NO SIR WE CAN NOT DO IT. IT MEANS THAT IF YOU HAVE A LOAN AND YOU ARE WORKING IN ONE COMPANY YOU CANT CHANGE YOUR JOB UNTILL YOU PAY OFF THE LOAN.

THIS IS REALLY PATHETIC OF HDFC BANK PEOPLE, AS I AM STILL PAYING OFF THE LOAN BY GOING TO HDFC BANK REGULARLY CAUSE OF THIS PATHETIC SERVICES.

IS ANY ONE THERE FROM HDFC CAN EXPLAIN IT TO ME?