HDFC Credit Card

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Category: Business & Finances

Contact Information
India

hdfc.com

HDFC Credit Card Reviews

raj_info April 29, 2010
meaning less reference
unnecessary people are coming and asking you have given reference that person this person and doing useless things
JainPrashant April 11, 2010
Annual Fee
Hi,

I am Prashant Jain,

I got a HDFC Titanium Credit Card on 9th April-10, as the conversation had with HDFC Team since beginning HDFC people were cleared with the subject that there is no any annual or monthly fee with this Credit Card which has been offered by HDFC only.

Now as per the enclosed annexure which I got along with Credit Card there is clearly mentioned that the annual fee will be of Rs. 4000/- (Four Thousand Only) HOW COME?????? NOT ACCEPTABLE AT ALL>

As I earlier told to HDFC TEAM that if any annual fee is there than I have to surrender this card to HDFC with immediate effect.

Take it very seriously & revert with the actual immediately.

Thanking You
Prashant Jain
9582797291
vickydll April 5, 2010
Harresment
Hi Sir/Mam,

I was just harrassed by HDFC collection center Phone no.01143161520
+919313562159, +911146202988, +911145758100, +911143161820. They call by changing their name, Arun calls me every time. Few years back, Somebody stolem my credit card and used it, I lodged a FIR against it, sent a copy to HDFC bank and I was/am ready to help and go everywhere for the enquiry purpose if police or Bank people want, but bank is not cooperating at all, bank did not even bother about enquiry. Bank is trying to put illegal pressure on me and trying to recover that amount from me. Bank has given this case to some collection agency and some very cheap people keeps me calling and harras me. Also they have started calling at my work. I am very much worried about this...Do I have any right to stop and raise my voice against this injustice. Please guide me or I will also have to go illegal to stop that and I don't want that as I have some faith that some rule/rights can help me...Please help.
ARIF NASIR BUTT March 11, 2010
THREATENING CALLS FROM CREDIT CARD COMPANY
Respected Sir/Madam,
I need help from your side that’s why I am mailing you my problem, HDFC BANK representative is harassing me so much these days that I cannot explain you but giving you a brief. I am very much frustrated from this. Please help me in this matter as I know only RBI can save me from this torture.
My name is Arif Nasir Butt, Father – K.N BUTT, Residing In RANCHI- JHARKHAND and I want to inform you that I am a account holder in HDFC BANK from 10 years time. While 3-4 years back HDFC BANK has issued me a credit card number is- 5176521000205551.Myself is paying regularly to HDFC bank but 6 months back when I came to my hometown,
Till that time always call is coming from Kolkata and girls are abusing me, one time they even abuses my mother as my mother is a heart and BP patient. They are always harassing me even at morning time till night 9 o clock.
All numbers from which I am getting threatening calls are-
03330201483
9312156913
03340050379
03340055526
06512332325
I and my parents are very much harassed as they are regularly calling from these numbers in my mobile as well as my mother and father number. After some days One of HDFC BANK representative name is AMIT came to my place and offer me personal loan and asked me to pay 10, 000, so my card blockage will be removed. 09334488743- AMIT NUMBER
I am also in need of loan and thought that I can clear all outstanding bill of HDFC BANK directly from personal loan.
I tried to arrange money but cannot do that at earliest time so I paid 2500 RS first, but that guy Amit has not given me receipt of that.
Again after some days I paid 10, 000 but to open my blockage of card. This time also I didn’t receive money receipt.
After payment of money Amit has not received my single call and other guys are always threatening me to pay money otherwise they say they will kidnap me and kill me, whenever I found alone in road.
Today RAKESH from HDFC BANK call me from number 06513244298, and abusing me with bad language and also threaten me to get all money back at any cost also challenge me not to go outside.
So, I need your help from your side, please try to get me out from this mental & physical pressure.
I will be very thankful to you .

ARIF NASIR BUTT
Radha Krishan Bagla February 25, 2010
not getting credit card statement
Actually my residential adress has been changed from h no. 1, main gali nahar colony, fatehabad to 133-a, model town, fatehabad
That's why i am not able to get the statement regarding my credit card
So please do the needful
mumbai consumer February 23, 2010
Harasement for settlement
I had Lost my credit card and somebody have misused and for which I have sent the letter and got it blocked. It as this matter is in bangalore and I stay in Mumbai I had asked for Change of my permanent address and an early payment.
I am sorry to inform you that even with repeated requested letter from me I did not receive any letter regarding the above settlement discussion.
So I request you to sent the reason for Why you are delaying the above settlement.
Also there is no proper way to corresponed or lodge a compliant as the HDFC are not organised people.
An early settlement regarding this is expecting from your side or else I have to file a complaint aganist the same.
Debasish Chacraborty January 18, 2010
Use costic remarks for payments to me and to my family
To
The manager
Credit Card Division
HDFC Credit Card.

Respected Sir,

This to to inform you myself Debasish Chakraborty using your Credit Card No-5243681000288699
I am very sorry to say that last 3 years I am useing your credit card and I am pay the amount as per your statement, some times I am pay the minimum amount to you but last 2 months I am defoliators due to some unseen circumstances.
In that connection I am pay my last minimum payments last month on 23rd but this month I am yet not pay the amount.

Several times I am request to your collection team that please give me some times to pay that..But today your person use me some nasty words even to my wife. On 10.31 A.M some lady like MOUTUSI she says she is the manager. She tell me I am cheater, she tell me and ma wife that she send some person to my house for collection even she says that it is bound to pay tomorrow.

Not only that she tell me to complain any where because she says it is does not matter for her.
Hope all conversation are recorded so please here that conversation this is my request to you.I am also recorded that conversation. Several times she tell me about my age, my cust, she says I am a thick skin man, she says to my wife that your husband are not up the mark because he use our money but not yet pay.
More thing she like to challenge to me to pay.Even she tell that by any circumstances your bank recover from me by hook and crook.

I am saying several time to give me some times but she says tell me that day but now my position is not to mention that day particularly because I am not in a position.

I am saying that by any circumstances I pay that amount within march and like to settle that amount but she says this is not possible.

Now what I am doing.She give me the ultimatums to pay within 22nd of this month.

Sir please help me to pay properly.I am not like to cheat your amount but please give me some times.

I am awaiting for your help. Please tell me the solution. I am also talk with one advocate about this and like to complain to RBI also. Because that lady threaten me and my family today about this payments.
Now what I am doing.please contact with me as soon as possible. Because that lady again start on 22nd.

Thanking You
With Regards
Debasish Chakraborty
Mob No-09903845253
harmeetgurdeep January 9, 2010
password
i am harmeet singh with card no 5223681600112182 having problem with my password since one and month pls solve my problem
HDFC CREDIT CARD DEPT December 10, 2009
AMOUNT DECUCTED FROM MY SAINGS ACCOUNT
Hi,

I had a Credit Card which is Inactive now but i was paying the bank the mimimum amount as well everymonth.Earlier i wasn't able to as i had to quit the job and hence iw asn't able to pay the Bank.Now, when i had the amount in my bank account (savings) in the HDFC BANK, the Credit Card department just kept my savings account on hold.I had money which i have to pay as i have some other obligation as well.
I would request to please update the amount to my savings account asap as i need my money back .I dont have any other account or the amount so that i can take out my daily expenses and i' can pay that to the bank as well from that accoutn only.
Sushilsha_sharma December 4, 2009
Misguide from HDFC Bank
Dear Sir/Madam,

I Credit Card Holder of HDFC Bank vide credit card no. 4346 7720 0791 8849, credit card limit was 25000/- but credit card department transferred Rs. 10000.00 in my HDFC Saving account no.00321050118928 as a loan amount without any prior discussion with me. After that CC department charged the loan installment amount from my credit card statement, that was not clarify in the statement ? than I was rang up to customer care regarding the same and follow up regularly for explain the statement. Department was said our executive will be come to you and explain your queries but till date and time nobody came. After that I stopped the credit card payment than, department clearly explain the same on telephonic than I was agreed with them. Outstanding was settlement amount of Rs. 19600/- than I given to them 4PDC of the Rs. 4900/-each to their executive because on 28th April'2009 my marriage ceremony. But CC department sent 2 cheques in my account rest of two cheque they were not sent for the settlement. Once again CC Department follow up with me for the payment. I told to them that I had already given cheques in advance but they refused to accept the same beyond all of that I told to them you can send your executive I will pay in cash but they didn't sent any executive for the same. After sometime department debited Rs. 6315.00 from my HDFC bank account without any my permission through setting with HDFC bank department. regularly continue the harassment call to me, I am very frustrated & paid the balance settlement amount Rs. 3485 in cash statement details is under- Settlement Amount 19600 Paid by Cheque 4900.00 Paid by Cheque 4900.00 Debited frm Bank 6315.00 Paid in Cash 3485.00 Total paid 19600.00 Balance 0.00 Last amount I paid after agreed that CC Department will not liable for any balance & not will be sent the balance cheque (Misplaced by the CC Department) in my account said by Ms. Anupma & Mr. Abhisek Verma Contact no. 01145036600, 9312563546 & 41809383. Sir/Madam Now CC department also rang me regarding the recovery of as a finance charges & said me we will be again hold your saving bank account. They told me that settlement was valid upto June'09. but I paid the last amount after clearly discussion & agreed on only paid the settlement amount. I have a Personal loan & vehicle loan from the same Bank since two years but I was never defaulter. Sir I am very depress from HDFC bank credit card department. Please make good decession for the benefit for the consumer like me.

Regards
Sushil Kumar
09311447474

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