in-hdfc-bank-i-had-my-salary-account-and-i-also-used-a-hdfc-credit-card-also-but-i-had-not-pay-the-credit-card-bill-bcoz-due-to-some-heavy-charges---e.g.service-tax, vat, fine, late.fees.miosc-credit-chrage---etc...

bcoz-my-salary-account-is.in.this.hdfc-bank-so-bank-is-deduct-the-amount-wiyhout-give-anyfurther-details-or-notice-to-me-or-my-company-(vodafone)also-two-times--credit-my-salary-adjust-in-credit-card-billl...
now-i-m-settle-all-of-pending-in-credits-card-and-also-cancelled-my-credit-card-now...
but-when-i-m-using-my-salary-account-and-submit-the-amount-again-bank-is-deduct-some-rs1.50paise(only1.5rs)without-any-further-details.(.i-had-submited-my-telephone-no-also-as-starting-open-the-account..)
when-i-was-give-the-chk-the-bank-is-again-charged-me-rs350-chq-bouncing-charges...i-donot-know-how-it-possible--i-submit-my-bal-and-give-that-similar-amnt-chk-how-it-possible