Heights Finance in Paris, Tennessee is a company I will never deal with again, and hope you won't either!

This company makes unsecured loans. But trust me when I tell you, once you sign that check and put the money in the bank, this woman thinks she owns you. Her name is Barbara. I was late on a payment. I admit that. However I also never received the payment coupon in the mail. This woman called my job over 20 times even after I had talked to her and asked her not to. When I did call her back, she talked to me like I was a filthy liar because I told her I hadn't received the coupon, which was the reason for my late payment.

She would sigh, and clear her throat and repeat over and over "Well you need to come in and pay the interest on this payment then". I told her at least 4 times I couldn't do that until my next paycheck. Single motherhood doesn't leave alot left after bill paying each time and I would get the payment plus the late fee to her as soon as my next paycheck arrived.

After we repeated that little conversation 4 times, she actually wanted to send someone to my house to pick up the payment that I already told her I didn't have. It stressed me so much I changed jobs twice trying to make more money to be able to pay off the $1000 loan and get her off my back.

Then they sent another woman to my house who left a nasty letter on my car! She continued to call my latest job every single day, texted me, called my cell phone. Over an $81 payment that I was 6 days late making. Yesterday I finally told her I needed her to completely stop calling me at work. She insisted I give her another number, which she already had. She then told me she would have "no choice but to send my account through for garnishment". The kicker here is my payment was sitting in the mailbox, maybe even the truck at that very moment to go to her office.

People, do not use those unsecured loans. 25% interest and a deal with the devil is going to put me in bankruptcy court next month. Just plain don't do it!