Heritage Pacific is a company that preys on people who have already lost their home. As far as I can tell, they call you based on public records that show you have had your home foreclosed on. They call you and harass you 5-10 times a day with an automated phone system saying that you owe them a debt.
They try to get you to call a toll-free number so that they can get your information and your payment for the debt they say they have with you.
Don’t give them any information. They don’t have any legal rights to harass you this way or to try to collect on the debt they say they have with you. Please call them at the toll-free number, 877-225-1102, and tell them what you think about their fraudulent collection practices. If enough people call and complain about their fraudulent collection practices, then maybe we can shut them down. They even boast on their website that “our partners have been enjoying returns of 200-300% or more in a matter of months.”
These “partners” are the scumbag people who invest in Heritage Pacific to try to collect on these fraudulent debt collections.
This company is based in Texas and calls from a San Fran #. Ask them to fax you information on how he purchased your debt. If your home was forclosed on in California and it was only purchase money then 580B is a law you should check into. Ask for all documentation pertaining to your home and who they purchased it from, sure they won't send a thing. Ask for their company licensing to do business in California. Sure the Attorney Generals office would like the information.