I too have been scammed by these people. I was to be charged the $3.95 and was debited the $74.95 fee without authorization. No-no one is ever available by phone. Yes, I had to cancel my debit card and have the bank reissue it. From what I am hearing they may still get through to the account and I will probably never see the money again. Is there anyway we can group sue these @&^%@^#$!!? Is there out there? Kelly