I couldn't get the lower finance amount I needed. They told me I had to take a % of my home value. I fell behind when the interest rate increased on the loan, and sure enough I got a foreclosure from Home Eq. I called and made arrangements to pay $1, 000 a month for 12 months, to catch up. (My original payment was under $500). After a few months it was impossible to keep up with that much a month being self employed. Went into foreclosure again. Now they say I have to come up with $10, 000 and even then I may still not be able to save my home. I am the third generation in this house and I've tried to talk to them, but I can't seem to get anywhere. Where's the help for homeowners that the gov. promised? It's not for self employed, that's for sure!

First of all I believe that this company should be shut down! I think that they should all have to lose their homes so that they could know what kind of devastation they have caused others! My mother had her home for 20 years and that is the home that I grew up in and brought my children home to. That was the home that my mother and my sister and I knew as HOME!

My mother and step mother decided to refinance with home eq, BIG MISTAKE! My step father was injured at work and that is were it all began. Home eq started raising their payments, not compromising and just plain out making things extremely difficult on an already struggling family. after my stepfather passed away they made things even more difficult on my mother she was still making payments but they wouldn't accept partial payments or try to work with her at all.

In the end she just gave up. It is unethical the way that they are allowed to treat people. The many phone calls and hard work was for nothing. My mother had to be hospitalized during the foreclosure process she literally had a nervous breakdown and I hold Home Eq completely responsible! Please never ever use this company. They will cause you nothing but stress aggravation and pain!!!