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July 11, 2008
Help in re-payment plan but noticing fees on my statement
After coming to this page, I realize my repayments efforts may go in vain. After all my credit report continues to show that I am three months late and I see inspection fees on my statements. What is really going on? If I foreclose what will my future be like as far as getting another place to live? This is becoming to be too much, there are many days I just want to walk away from it all!!! I'm sick of being stressed, I'm sick of paying for a home that's worth less than what I'm paying for. BTW, my loan was also sold to HC and it has been *** for me since.
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March 13, 2008
Predatory lender!
COMPLAINTS vs predatory Homecomings Financial. Predatory Lenders which cause a loss of my property, despite my request in many times to arrange their loans to an affordable payment. Requests were sent in delivery confirmation, but never Homecomings are willing to help resolve the hardship in the recession time. Property Income $4200/mo but mortgages payment to homecomings exceeds $4500/mo... this obligates me to have debts to pay their interests.
Now we can't pay home-insurance (which expires) and soon the property taxes on April10, 2008, despite my declaration to the county assessor office... that we have no money saved for property taxes and insurance, all efforts are made. Recently we have received a Default letters from Homecomings that state that "the default will not be cured if funds tendered are not honored" "Acceptance of any funds less than due shall not constitute a waiver"
Because of this, we will let them foreclose and accept the losses, despite our willingness to save, by asking a loan arrangement that must be affordable. HOMECOMINGS have a deaf ears, and keep harassing for payments everyday, and calling me everywhere especially in the workplace to pay their interests mortgages in lumpsum.
Sincerely,
They are NOT a good lender helping resolve the problem, but only Predator.
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