I WAS CONTACTED BY HENRY WITH THIS COMPANY WHO TO BE HONEST TOOK ME BY SURPRISE AS WE ARE WAITING FOR A RESPONSE FROM OUR MORTGAGE COMPANY REGARDING A MODIFICATION. I BELIEVE THAT THIS COMPANY IS PRAYING ON FAMILIES IN TERRIBLE SITUATIONS. HE LED ME TO BELIEVE THAT HE WAS WITH THE GOVERNMENTS MAKING HOME AFFORDABLE PROGRAM AND I HAD TO ASK HIM REPEATEDLY WHAT HE WAS SAYING AS HE WAS A FAST TALKER. AFTER HE GAVE ME A CASE NUMBER AND AN APPROVAL NUMBER THAT INCLUDED A NEW PAYMENT AND FIXED INTEREST RATE. HE INFORMED ME THAT MY CURRENT MORTGAGE SERVICER COULD NOT DENY THIS MODIFICATION AS THIS IS A GOVERNMENT PROGRAM. HE HAD ME TOTALLY BELIEVING HIM UNTIL...HE LED ME TO A WEB SITE THAT WANTED MY CREDIT CARD INFORMATION AND A PAYMENT OF $495.00 . WHEN I CALLED HIM A FONEY HE SAID OH NO MAM WE ARE NON PROFIT. I SAID NON PROFIT? AT $495.00 SOMEONE IS MAKING A PROFIT!!! BEWARE OF THIS COMPANY!!!