I have had approximately 5 to 6 re-payment plans. However, in October of 2008, I attempted to make arrangements in order for my Mortgage to go back to normal and wired HomEq Servicing $8, 000 only to find that my mortgage would still be doubled at $1300.00 p/month. Now, I have a foreclosure sell date of 3/6/09 and if I do not come up with an additional $3500.00 by 3/3/09, I will lose my home of 12yrs. I was instructed that this is the only option I have on Monday 2/23/09. I have exhausted all my means and if I do not file Bankruptcy I have lost everything.

Everything that you all have posted about these S.O.B.'s unscrupulous scams have happened to us!
Everyone, also, seems to be asking for Help... Well, I'm telling you what I'm gonna do! Yes, they make their money from a short sale, and block us from loans by filing bogus claims on our credit reports. As, well as too many more devious tactics to mention...
1. Don't let them talk you into a Short Sale. *They cannot force you to do this.
2. Since they will not Modify, and fix our loans. Stop paying them. *We all do this and they are F-ed!!!
3. A full forclosure takes up to Two-years... They cannot force you to vacate your property; Without a Crap-load of legal paper-work... *Again, this costs them $$$$$!
4. Everyone notify the National BBB, California's Attorny General, and your local Attorney General. *This is cruecial!
5. Don't answer their calls, and definatly save the harrassing messages, and phone records for possible Class action suit. *I actually answer and click my phone shut. This throws off the automated dialing(and it makes me smile)! LOL.
6. Save your Mortgage money(that you could afford) in an untouchable escrow account! *Pay all of your other bills; To avoid bankruptsy. *Any renter would LOVE a full-year payment up front!
7. Don't fix anything that is broken, damaged, or totaly un-nessesary to your familys exhistance in your Home. *Including the exterior, lawn, and gardens. Our equity is only falling!
8.If they succede in throughing us out... Then let them have the worthless house! I'll be sure to take everything thats not glued down! And leave anything that I don't need for them to clean up. *p.S. I have a Cat, who love to leave hairballs, and litter in the 11-year old carpet. I used to vacuum!
Honestly, If this is how they wanta play? Then, we all can ban together and sleep on Mr. CEO Keith Beckers front lawn. #916-339-6134. His e-mail is: [email protected].
Finally, as for the Employees who have hid under an annonmys username. The F.B.I. can trace your comments and you will face criminal charges if you continue to threaten and humiliate anyone on this site.
*Lets show them we cannot be terrorized!