We too fell for the scam! We went through tough times after i was going through a rough pregnancy w/ twins - we had fetal surgery at 18 weeks and then bed rest in the hospital until they were delivered at 28 weeks - one passed at 4 days old. the other remained in the NICU for 9 weeks. My husband and i were out of work for quite a while and medical bills were piling up. We got severely behind. They gave us promises and took our $2300 and we saw nothing! I too want to get on board with a law suit! Luckily i knew something was not right and contacted my mortgage company directly - we managed to save our home but our credit is ruined after 4 months of not paying our mortgage at Hope Nows recommendation!