This company is a fraud. They will not allow you to cancel without threatining to ruin your credit. they must collect for 6 months or else + the 89.00 set up fee + the 20.00 cancellation fee)!! What kind of crap is that!! First of all you think you are applying for a credit card, they get your bank info and suck you dry. Once they send you this crap line of credit for their Out dated and extremely over priced merchandise they refuse to cancel you. you call spend 30 minutes on the phone with some jerk who says they will report you as non payment on your account if you cancel plus you have to pay a full 6 months and a 20.00 cancellation fee. I can't believe they are allowed to do this this is fraud and using scare tactics to continue draining your bank account is crap.
The people in charge of shutting down businesses like this should be ashamed! Horizon Gold Card is A Scam!!!