i'm very upset about the HORIZON GOLD credit card, because you can only purchase from the outlet store witht their card, which was misleading, when I purchased there credit card, their are no mastercard/visa logo or a cvv number on the back of the card to be able to use the card for gas, or any other store, and the card cost me $79.95. well when I purchased this card it was my understanding, that it was a regular credit card, but I can only use it to buy the junk on their outlet store and, I believe it is a rip off and a scam, to get you to buy there junk, so I'm sure you have got alot of angry people that purchased this card that is misleading, and I'm filing a petition to sue them for fraud.Sincerely, Kathy Dunlap, [email protected] You for Listening!!!