Horizon Gold Card
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Category: Business & Finances
Contact Information Ozark, Alabama, United States
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Horizon Gold Card Reviews
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May 22, 2008
being charged for card i dont have
i was sent this card. i didnt want it. i cut it up and sent it back months ago. my checking account is still being charged $15.00 a month. what do i do?
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May 17, 2008
Mislead about card!
I had spoken to a rep from their company who told me there would be a 29.95 initial charge for the card, but as long as I didn't use the card there would be no other charges. I was immediately charged 29.95 PLUS 2-2.00 pending charges. I immediately asked what these were for and was told they meant nothing and would come off in a few days. (Which they did) But, bow I am being charged 19.95 again as of 5/9. I no longer intend to do business with the company and I have never used the card. I expect to have the total of`$49.90put back on my credit card just as quickly as they seemed to take it off. I have no problem contacting the bbb, the attorney generals office or any one who can help me. I expect to have all of my money back by 5/19/2008.
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May 12, 2008
Horizon Gold Card Service Agents
Unfortunately your website to misrepresent and collect funds illegally does not provide for any address to safeguard consumers for the right to cancel a credit or account within 3 legal business days. Your offices misrepresents the amounts they will collect, and deceptively states consumer will have their amount collected with a notice on thier next billing statement. Furthermore when I legally cancelled this account the service manager named only as Dan, refused to provide his full name and tried to mandate how I would run my home. This company presented their account fees 6 times, 3 times they presented amounts of lesser values only to collect monies. Further more they offereed a cancellation transaction number and reversed the sixth presentedcharge of lesser value. In Minnesotat this is against the FDIC as electronic payments can only be presented 3 times. Furthermore I never recieved thier magical account number or any validation of this magical transaction number which they claimed they couldn't provide me with. Therefore they had the right to commit fruad, provide me no transaction information on my magical account and they had the right to present this electronic check as many times for as many different amounts that they wanted until they could secure any money. This is fraud, misrepresentation and by the complaints of the other people your company has a reputation for fraud. Your deceptiveness in this manner only validates your offices and business entity will do and say anything including fraud, misrepresetnation and illegal business practices in order to collect money from honest people. Furthermore Minnesota Law mandates the right to cancel this account within three days or offices doesn't even post your address to allow for the legal cancellation of an account. Furthermore I don't appreciate your tone and reufsal to offer me the RIGHT to cancel my account. Perhaps a class action lawsuit against your business for the WELL obviated fraud, misrepresetntation and deliberate will to continue in these unlawful and abusive practices would stop your corrupt and assaultive acts. Sincerely, Michelle M> Baragar, I don't even feel secure about posting my name from the tones of hostile and willful disrespect I receieved from your managers. VEry sickening and rude people. They refused to provide their website address also after calling them for their sixth attempt on securing money from my account for several different amounts. Very Very Criminal people. I will be seeking an attorney on their practices and their very rude and disrespectal natures including the illegally withholding of the right to cancel this accountwithin 3 ays.
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May 9, 2008
not a credit card
I THOGHT I WAS GETTING A CREDIT CARD FOR USE AT ANY MERCHANT OF MY CHOICE WHAT I GOT WAS CREDIT AT THEIR OVER PRICED OUTLET STORE.I WANT MY 29.95 BACK.
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April 29, 2008
Sent a 80 dollar money order with no return of card and there is no way to contact them
I sent a 80 dollar money to the adress suppossedly to get a credit card with a credit limit of 500 dollars and that has been three weeks ago. There has been no return of money order or reciept of any credit card. I kept the stub from the money order therefore I will making a claim for my money back.
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April 9, 2008
Theft
I Just Got Off The Phone Wit A Horizon Gold Card Supervisor And He Told Me That I was Not Entitled To A Refund Simply Because I Accessed The Web-Site A Couple Of Times And I Had Never Used The So Called "Members-Benefits". I Really Now Know That All They Do Is Scam You Out Of Money And All They Wanna Do Is Talk About What A "Non- Major Credit Card Is Good For" . They Have Refuse Time And Time Again After Countless E Mails To Issue Me A Compete Refund
I have been scamed, lied to and robbed.
Dont Fall For The Scam
U'll Be Pre-Approved To Shop Only Using Their Online Catalog
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April 6, 2008
Theft
After applying online for a credit card through different companies, I received a professional made postcard type advertisement stating that if i invest with them iwill receive a 500 dollar line of credit. At the time when i released my debit card number to them i had insufficient funds, so i left it at that .A couple of weeks later my card was still being charged. I was able to contact them and I confronted them about continuing to charge my card with out my permission, they apologized and proceeded to convince me that if they allow me to let them keep my money they would up grade my creditlimit.After negotiating a so called sales rep said " my boss has allowed me to give you a $40.00 dollar rebate and for us to keep $40.00 we will upgrade your credit line to 2, 000 dollars, in which we will report to the credit buero and it will look real good on your report" At this point it seemed OK that they could upgrade as such because the credit line was only good through their store ."I never received my card, and am now unable to come in contact with them.
I have been scamed, lied to and robbed. I have no trust in a major everyday device the internet. I am not even sure if this complaint web page is for real or something designed to intercept wronged consumers.
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April 5, 2008
credit card
the whole thing is fraud i was very disappointed when i found out that it is not at all a credit card as they lead me to believe the road side asst. is nothing like they said either. i have contacted others and i will take a day off from work to submit all the information to the atto. gernerals office. junior hensley
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February 13, 2008
It's crap!
Claims to issue V/MC unsecured credit cards They do not. Card is neither V or MC. Card can only be used on their website. The Horizon Outlet, which sells items you can get at goodwill. I am not slamming Goodwill, actually they sell some pretty cool stuff, Horizon outlet sell junk, items you can get a dime a dozen anywhere, any place. They say I can cancel this card by contacting them using "Contact Us" which, I have yet to successfully do. I want this card canceled now, and they need to either be shut down, or forced to be 100% honest and straightforward about everything.
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January 5, 2008
Ripoff
I received my preapproval credit card postcard in the mail and I too was excited because I am trying to rebuild my credit.
So I paid the $80.00 fee last week and waiting for my card.
Now I wish I would have checked into this further. I am going to call and get my money back. I havent received the card yet.
So does anyone have any idea who I need to call and a phone number?
Thanks
Trisha
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