My money was taken just like all the others, being led to believe that thier card was a regular creit card to repair credit. Turns out they really only offer some cheap services no one ever uses, or that you probably already have included with insurance or AAA or something and if not ,you could buy at the dollar store.

I did not authorize this company to debit 79$ from my bank account when i attempted to accept this offer the site was having difficulties and i closed out of the site and now i see 79$ debited from my bank account although i didn't complete the application. And now that im trying to contact the company (my bank provided a contact number) the phone just rings i can't reach anyone. I need some one to explain how is it that this could have happened without customer authorization. I am very upset about this, i didnt receive anything in the mail informing me about the acceptance of my application or in my email, this is just unacceptable.

I thought I was getting a Horizon Gold MasterCard and when I recieved it today(09/11/2007), there wasn't even a Visa or Mastercard Logo on the card, come to find out it is a on-line store full of garbage. I payed them through my checking account 79.95 for a mastercard, not a on-line store with junk on it!I sent a E-mail to [email protected] asking for my refund and to close the account... Haven't heard nothing yet!

We received a post card in the mail stating this was a real credit card so me and my husband thought it was a visa/mastercard. We found out afterwards that it was a store card for an online store and they took 79.95 out of my account. I found there number on another complaint site and called. The supervisor talked me into keeping the account if he took 40.00 off of the fee. I never got an email with my user id or anything like he said I would. I read other people's complaints and decided I really didn't want to get involved with this company so I called back and spoke to the same supervisor. I told him that I read up on the good and bad of the company and wanted to cancel my card and he tried to badger me into keeping the account. I told him NO and he still persisted that I keep the card. Finally he agreed to refund the rest of my money. I would not recommend this company at all.

I applied for what i thought was an actual credit card. Was happy when i was approved but when the card came with the paperwork it is actually a card for credit with an on-line company. I am not a dumb person, the ad and application were made to seem like something other than what it is. I am sending it back un-used and hope i can get this removed from my credit... You can't even access them on-line with the website given to cancel the card.