Not what i thought I was getting, not worth the money I paid for the credit card.

They will charge your card monthly. I tried to cancel this and they would not refund my monthly payment which actually was pending in my account. If you get this card...throw it away. You really can't use the items they want to sell. They charge twice as much for the items...then when you try and cancel they won't refund the monthly charge...

I appllied for a horizon gold card thinking that I would receive a visa or a master card and also a free verizon cell phone. I waited two weeks and it took two days to chace down the fed ex guy.after receiving the package there was nothing in it but a broken cell phone from a company that i never heard of and a card no visa or mastercard logo nor were there any instructions on were or how to use the card I did not ask for the card they sent it tome on a post card I went online and applied after the pre approva; letteri scrolled down and realized that they had taken 99.95 out of my acc.instantly. I called right away when i noticed that they had taken it out andI was transfered to someone in charge I told them that i did not want the card because they took the money out of my acc so fast that I new something was wrong. they insisted that it was a real mastercard credit card and that the phone was verizon I still told them that i still did not want it and they told me that if i didnt get it now they could not give me a good referece to any other credit card companies.so I paniced and agreed I am 19 years old and my credit is not bad so i didnt want to mess it up all of this caused my checking acc to overdraw 132.00 which i was responsible for paying it back I feel this company was very misleading and i felt i was being taken advantage of and when i got the card i new it was true

This website is a scam the web site would not even load and they took 89.00 out of my checking account. When i called they said they were updating the web site! I told them i wanted my money back and they told me it would take up to two weeks they are a malicious company scamming customers for crap. U can't even see, i never could load the website on my computer. They told me it was my pop up blocker then my computer. Well its neither they tried everything but giving me my money back.

It is not what is says there are different fees for what ever state you live in and you can only use the card for there online merchandise i ask what the fee was for the us and the person did not even know he said will have to look it up the charge from 79.95 to 89.95 fee then they want to charge you 14.95 month for service fee they are full of bullsh*t.