i dont know if its from a previous card or what but i believe it could be from a card that was maybe applied for but nver used or activated but i want them to quit because they are over doing it trying anythiny time they feel like it 2 and 3 times a day getting me charged for it i did not authorize them if any but maybe a one time fee of 29.95 i never look on the internet until tonite and notuced that thats what they were doing since appro. may 2009