hrsaccount.com is the payee for Polairs accounts. Hrs is a fraudelant bank which defrauds customers by not sending emails to notify of payments due, then locks out access to the account so you cant pay the bill. they put you on hold for an hour then hang up with no resolution...still not able to pay the bill...then over bill with outrageous late fees. they are a mafia bank in nevada and should be closed...call the feds or the fdic...no help there...controlled by the communists...take the canadian made polaris and shove it...call your congressman or woman...this is organised crime at work...