I'm Anoop living in chandigarh. I was having HSBC Credit Card and that got expired 2 years back. I never received a new Credit Card and After reporting again & again no avail to that but bills are still on the email address...

Strange banks who know how to learn money but how they are earning they are least concerned...

I am using HSBC credit card for long time. It was assured to me that no annual fees and card membership fees will be ever charged to us.
but in my current invoice dated 2nd feb 2010 the above chrges has been charged. i am feeling cheated by such a remarkable organisation.

I can only request for reversal of the above charges i.e rs.1000/- towards annual fee and rs.2000 towards primary card membership fees.

my mobile no. is 0-9810154723.
account no. is : -4384 5913 9264 6432.

I had applied for the credit card of HSBC with an assurance that it was a free card and there were no charges on it. However, it was charged with some TATA Aig policy . When I recived the bill, i refused to pay it and requested to cancel the card. Every time i was given assurance that it would be done and the policy cancelled. I was given a confirmation that the policy has been cancelled and the bill reduced to zero. Still, i have been charged with late fees and finance charges. The current bill that shows now is Rs 5502.

I would be applying for a loan in near future and dont want any problems in terms of my credibility. It is the fault of the company that has cheated me by using my card without my permission for payment of insurance in order to increase their sales.
I have already put mails to many officials of the bank in the concerned department but there was no response. The bill is still being generated. I have also provided them my phone number but no one responds back. please help.

I have settled this M/C from HSBC under Direct Merchants Bank in April, 2005 when this account was w/West Asset Management & I used a settlement agency. After then, this account went to four or more different collection agencies or collection attorneys. Nelson & Kennard deliberately dropped a court summons w/my ex-landlord from a house where I have not lived in four years. The attorney that I hired had this court case dismissed w/prejudice at the plaintiff attorney's request on March 2009. After this, this account showed up again at Mitchell N Hick's law office in May 2009. I took a look at my credit report in August and I found out that HSBC had sold my account since the settlement

"Kick You While Your Down" should be HSBC Credit Cards motto. I was hospitalized from May 24 to 27, 2009. When I made my credit card payment in June I called HSBC and told them I was not working, under a doctors care and I was running out of money and would not be able to make my July payment. I asked them for help but they said "there's nothing we can do".
They suggested I call the insurance entity that covered my balance. I did and within 10 days I received the papers. By this time my doctor would not sign the "Skilled Nursing Form" until he received the records from the hospital which was in a different city. In desperation I sent a copy of the $24, 000 hospital bill and filled out what forms I could. Within 3 weeks, now into July, the insurance entity sent a letter back rejecting my claim. I still had headaches and backaches when I originally passed out and fell backwards. By late July, my Doctor saw me, signed the "Skilled Nursing Form" indicating 3 months I would be under his care. I promptly submitted the forms and still wait for an answer if they will cover me. Last week I spoke with someone id entified as an account analyst named Bonnie who says, (the first time I'm hearing this) that "we have different programs we can put you on but we need a payment". A payment? Why didn't you do this for me in June when I had money and made a payment. I've already told her I'm not working and out of money but she refused any further proof such as the hospital bill or a copy of the form the doctor signed and stamped. She continued to say "your account will continue to accrue interest and fees until you make a payment, then we can help you". Please keep in mind that I've had no problems with my other creditors Citifinancial Auto, Capitol One, Juniper Bank, Chase Bank and 7 medical providers since I had no health insurance but was at least able to activate temporarily the insurances on my card balances. Only HSBC stands out as a bank that is the most difficult when your sick. The American government needs to take a serious look at this bank and how it is dealing with the public and see if it is one bank that leads people on through its policies to bankruptcy.