Huntington Bank Grace Period is a JOKE!
I get emails on my phone. Saturday morning I received an email that I over drafted and I had the 24-hour grace period. So I logged on to my Huntington online banking to see how much I was over drafted. I seen I was $22.00 over drafted. So first think Monday morning I put $70 in the bank. Tuesday morning I received another Grace Period Email. I checked my online banking again and noticed I was $40 over drafted. So I put $100 in the bank that day. Wednesday morning I get another Grace Period Email. This time I looked and I had a total of 7 overdraft charges @ $37.50 each. Putting my account over two hundred dollars over drafted. When I would check to see how much was over drafted. I would look in the pending status. Nothing was in pending. These 7 overdraft charge dates showed up on the days that I checked and nothing was there.
So I called Customer Service and asked what was going on and how could I be charges so much… Her comment was that the online banking is not accurate. WHAT? You have to be kidding me. What’s the purpose of having it if its not accurate? I truly believe Huntington Bank hides pending transactions so they can charge the over draft fees. I think this is illegal business and think a class action laws suit should be filed.