I applied for a loan thru HWD Finacial and they said i was approved i just needed to pay $900.00 to get the loan for insurance purposes. If i was to pay them $475.00 they would approve me for $10, 000 dollars. So i wired $515.00 to them and never received my loan money. I have called repeatly called to get my money back. The have told me numerous of times the money will be mailed to me thru money order and still have not received my money. DO NOT EVER USE THIS COMPANY THERE ARE FULL OF SHIT AND WILL STILL YOUR MONEY AND HAVE NO HEART TOO RETURN IT TO YOU.