I had an ICICI bank credit card and used it to take the membership of Country Club Bangalore. I was promised that the membership amount would be debited in 12 EMI's. But i was very surprised that i was debited for 4 EMI's together in the first statement it self . I wrote many letters to the bank but i was not helped. Finally i paid each and every penny for what i had used the card, and stopped using the card, and later got it cancelled. But strangely my name started to appear in the CIBIL listing , which was very surprising. I contacted the bank and came to know that an amount of Rs 7000/- was outstanding in my card a/c and with interest/late payment and charges thereon it accumulated to Rs 13000/-. I took the initiative and paid and got the settlement letter from the bank a month back, but still my name appears in the CIBIL listing very surprisingly. I would like help to get my name removed from the CIBIL listing. Anyone suggest please.