ICICI Bank Credit Card

32 Reviews | Write a Review

5 stars		(0)
4 stars		(0)
3 stars		(0)
2 stars		(0)
1 stars		(32)

Category: Business & Finances

Contact Information
India

ICICI Bank Credit Card Reviews

May 3, 2007

ICICI Bankwithdrew all my savings in the account without any intimation

I deposited my salary cheque in my ICICI Bank savings account on 8th December 2006 at Nagpur Branch. My account was freezed and restricted me from accessing my account then.my credit card account no.4477 4663 2750 9005.

After repeated followups at their Icici call center I came to know that my account is been seized ,for the want of credit card payment. I had already setteled my credit card account on dt 28 september 2006 and have got acknowledgment receipt duely signed and with icici seal on it from them.

Few facts in this connection:

1. Mr. Shukla of write off section of ICICI,NAGPUR had come to my place for settlement of credit card payment prior to that i have contacted their office and the call center number of times to inform them that the charges are exorbitant ,irrational and illogical.

2. I have cleared my credit card account in full in april 2005, then after i made a purchase of Rs.15000 (fifteen thousand) against which i paid around Rs. 55000 (fifty five thousand).

3.they charged overlimit charges 650 plus late payment 350and other charges where overall penalty charges came to 1500 per month.

I was leaving Nagpur for job purpose so i was interested in settling the account and make the reasonable payment which i have made.

I was working in bangalore then, now I am working in cheenai. My job is a transferable one and my family resides at Nagpur. I am the only earning member of my family and suffering from cardiac problem since 1999.

November 27, 2006

Debited amount from credit card without my consent!

I have credit card of ICICI bank, which i rarely use and for more than one and half year i have used once by mistake for petrol only. In the month of feb-06, i received a call from ICICI lombard that they are providing a kind of facility like if i met with accidents... Etc. In nominated hospitals the sum incurred on that will be paid by ICICI credit card and the amount will be converted into easy e.m.i. I have opted. But they have started charging the amount from next month even i have agreed to that. I made a call to customer care credit card and ICICI lombard for the same. But they have not taken any care for the same.

When i received email from ICICI bank, i told to not deduct the amount as i am not interested if the case is so i.e. In the month immediately 1st bill was raised.

Now the bills rosed upto 14890.82+1133 with penalties and all. Even credit card division continually debiting amount without my consent till it reaches to the limit of credit card and i have further stopped the same. I have received letter from their legal heir for the payment of same and i went to videocone tower to consult with their legal heir and told the all the problems i was facing. After that they have reversed the amount raised the balance bill of rs. 5,715.93 on dated 22-11-06.

I don't no why this is happening. Without my consent how they have deducted and charged from my credit card. I wrote several letters and emails to them, but i think, if this is the way to run ICICI bank credit card division than this is one of worse experience i have. I also emailed to ICICI customer care regarding the same and urge them to stop the credit card from immediate effect.