ICICI Bank

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Category: Business & Finances

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India

ICICI Bank Reviews

January 21, 2008
Charged wrongly for bank's fault!
I had made a remittance request with ICICI Bank's Money 2 India website to transfer my funds from Canada to India in November 2006. However, when the funds did not reach me for over a month, in December, I made a request with [email protected] to cancel my remittance request. The bank confirmed by email that this request has been canceled. Following which, I also called up my foreign bank in Canada to make a stop payment of the cheque since I didn't want it to get abused. My foreign bank charged me CAD 10 and confirmed my request as accepted.

Now, on January 14, ICICI Bank made me a provisional credit against this canceled request (without waiting to first debit the foreign funds from my foreign bank). I promptly wrote to them about this and asked them to reverse this credit. They did so, but they have debited INR 3000 more than what they credited and now they are telling me that its because of difference in exchange rate that they need to do so.

I have been debited extra amount because of bank's following problems:

1. After confirming the cancellation of my M2I request - they went ahead and made the provisional credit. Why?
2. After realizing their mistake, instead of apologizing and reversing the credit, they have not apologized and to make matters worse they have debited INR 3000 more.

I am now struggling to get my extra debited money back from ICICI Bank. And we call it the best performing private bank of the country. Its just terrible. Hoping that someone here can do something to sort this out.
January 16, 2008
Unwanted activity of sales executive
This is to inform you that in your premices there is another business (Creation of PAN card for the employees ).This is made by the person Name :Mr.Surojit , ICICI Prudential Life insurence ,VIP Branch in Kolkata (address Swastic Building ,Najrul Islam Avenue ,Kolkata-59 ).As i think in your company this type of situation should not be happened .Please do the needful.
January 7, 2008
card cancelation
I was having a icici cradit card,which I cancelled few (4-5)month back.and till now date after cancelation of the card Iam still receiving the credit card statement for late payment.I did called "{online custmer care (ICICI)"lots of time to I clear all this things as I paid due amount before cancelation,there executive came to our place to take the due amount he took the total amount,and I received the confermation from the bank also....now the thing is everymonth Iam getting new statement with late payment free and service tax etc........Iam so bugged up with this as I cancelled my card about 4 month back,that time bank didnt ask for any payment........................can sombody advise me what to do?
January 4, 2008
Extremely Poor customer service
This is reference to the complaint number SR45226908 which I had registered in lieu with the loss and later fraudent use of my ICICI ATM/Debit Card on 19-11-2007.
I was informed by the customer care executive on phone banking that the closing date of the complaint is 03/01/2008.
Though I had explicitly asked if any FIR copy was needed, I was told that it was not needed. But even then, I went ahead and filed an FIR copy and submitted a copy at the Vashi Branch of ICICI along with a written complaint letter. I have the acknowledgement receipt as well of it.

Later I got a call from ICICI bank saying that a person would be coming to collect my passport-size photograph and one more copy of the FIR, which I duly handed over. The name of the person who collected it was Dheeraj Geraja who sits in the kandivali office and has the office contact number 022-67576019. I had later called up on this number to know about the status of the investigation and I was told that the fraudent use of the card has been established and I would have my money refunded.

I called up the phone banking line on 03-01-2008, to know about the date on which I would have my money refunded as this was the date of resolution of the complaint. To my horror, the person on phone banking informed me that since they did not receive any FIR copy or written complaint, they have gone ahead and closed the complaint.

I fail to understand the working of a private bank like ICICI, where there is absolutely no co-ordination between the various departments.

I would also like to raise the question that even after filing of complaint, I never got a call from ICICI informing of its status. At least before closing of the complaint, I should have received a call but even that did not happen.

I have been haplessly calling up the phone banking line, visiting the ICICI banks and the investigation team ( of which Mr.Dheeraj Geraja is a part), but to no avail.

Please help.
December 12, 2007
credit card
please resend my credit card as it has not been delivered due to not available at home

kuljit kaur lhv phc jamser
h no 110 RCF Complex railway Colony-3 jalandhar city
DOB 09 -12 1961
mobile no 9417713755/01816543152/9988687563
November 30, 2007
improper service in delivering cheque book and other documents delivery.
I have given my request for new cheque book on 22-11-2007and 22-11-2007 but till date i dosnt get delivery of the same .From icici bank i get contact no. of delivery agency, Sigma. i thrisly call the sigmas executive to give the delivery of my document to me personnaly in ur office if u dosnt...
November 30, 2007
non receipt of the gift
Dear Sir,
This is with reference to your business promotion circular signed by Mr Anup Saha, Business Head- Consumer Cards, promising gifts on spending Rs. 5000 or above during the months of September and October. In this context, I wish to bring to your kind notice that I have spent more than the stipulated amount during these two months but so far have not received any gift.

Please look into the matter in order to honour what your organization promises.

Thanking you

K.C. Garg, card # 4477 4698 3045 2002
November 29, 2007
Unlawful practice
Sir,
I have visited ICICI bank branch at Kothrud,Pune,(India) to deposite cheque for credit card payment.To my surprise staff there have refused to issue me receipt for the cheque.Can you clarify why I am not getting receipt for depositing cheque.
November 28, 2007
Recovery amount
Dear Sir,
I transferred 2500 Rs on 3 Nov'06 to 004601505062 in place of my freind a/c 004601505082.
For recovery this amount I met to KG Marg branch yesterday they said "We cannot do any thing in this case talk to customer care person”. I called customer care person he said "We cannot do anything in this case talk to your nearest branch.
When I was in nearest branch (KG Marg counters no 1) than I called customer care person and requested to talk branch person and there was very comic seen they were quarrelling and saying this is your query this is your query.
This is a question if some accountholder makes a mistake than ICICI bank cannot do anything to rectify his mistake and this also debatable your employees know their duties and responsibilities
I am writing mail by this hope you will not say that we cannot do anything in this case
after this drama played by your department .
Please take necessary steps to back my money

Regards
Sushil Kumar
9213916084
November 27, 2007
charging fees on dormant acct
I have two active accounts with ICICI Bank, Andheri, Mumbai branch for last 4-5 years. Then I was pushed into opening another acct. with same branch by a sales team on promotion. I never used this acct. except made intial deposit from my other acct. I verbally, by e.mail, by phone and personally visiting the branch tried to close this acct but they keep bilding a debit amount which now amounts to Rs.11,000 plus. I contacted customer care dept and the branch manager with no success. I think the bank sucks and I will close all my accts. there and transfer the biz to other bank

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