ICICI Bank

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Category: Business & Finances

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India

ICICI Bank Reviews

October 29, 2009
Balance Problem
actually I had balance around 15000 in my bank, But today 29-10-09, I widrawled 500 Rs. from ATM, But now my total Balance is Showing only 6047 rs. only. can I know whats the problem my be happen?
October 29, 2009
Unparliymentry language used against customer from ICICI bank service people.
Dear sir,
One of the person he had called me from the mobile phone (No- 9972309994)and he has told me i am calling from ICICI bank bangalore credit card division but he has not told designation, batch no and also name only he was discussing about payment after few minute he has used rough languages against me and customers of all ICICI bank, he was telling daily i am fucking everybody and also i can fuck to you. After few minuites he has send same SMS on the on my mobile phone.
If this persons has realy working in ICICI bank how he can used this type of wording against custermer of ICICI and against me. Kindly send details of this persons like name, Batch no, location, designation and full address of the branch.
Also i am forwarding same mail to all of my friend, relative, collegeges and one copy i will display on the notice board of my orgnization as well as relative officer of govt of india and media also.
D.K.Chaubey
[email protected]
October 27, 2009
unnecessary calls regarding credit cards
sir,
myself surinder kumar, contact no.9501002223.I have never applied for credit card but i am receiving various calls from icici bank regarding credit card.Not only this the repesentative of the bank or some agencies are inquiring about me from my friends circle. I have never filled any form for applying credit card.I donot know from where they are getting my number.Today i got a call from chandigarh number 01725030206 and one mobile number 09888109844.The repesentative told her name as priya from icici bank.Kindly check the whole matter and reply me as soon as possible.
thanking you
surinder kumar
jalandhar
JC Reddy October 24, 2009
QABChgs
ICICI Bank is worst ...I have an account 004701560356 with ICICI bank, Koramangala branch, Bangalore. I have been told that min balance should be 5000rs. Though Iam maintaining the min balance, ICICI bank deducted 827rs with out my notice. Not sure the reason for this.
On 22-Octl-2009, there is sudden debit of Rs.827 by the description: "QABChgs, ----+ST77". For which there has been no intimation or explanation. It had repeated coutple of time with me.

Please help to revert the charges for which there has been no explanation or reason or hearing.
306 October 16, 2009
Locked saving account
Hi,

I have ICICI savings account and taken ICICI personal loan.
I have been submitting all the EMIs on time by cheques.
But still ICICI is showing 29000 rupees due and have locked my saving account without prior information. I am unable to withdraw amount, cant even do online transactions.

Please help me to sort out this issue.
ICICI is not at all helpful.. there employess talk roudly, they dont have any details n still argue with customers, i have all the proofs of EMI payments. Everytime they charge soem extra money without any reason.. i have worst experience n I suggest everyone to not deal with ICICI
vinay568 October 9, 2009
Fraudulent transfer from my account
Hi There,

I have a problem with ICICI bank, there was an unknown transfer of Rs.52000 from my accout to an unknown account with out my knowledge. When I contact the customer care they keep neglecting and postponing the issue.

Can you please suggest what i should do ?

thanks,
opening saleary account September 29, 2009
opneing of account problem
Dear Sir,


I have open my sallary account in ICICI BANK BRANCH JHANSI 20 day back, Till know my account is not activated
and when ever iam going in bank i have being given a new date .
Today when i visited they told me your account will be activated today evening by 4"o" clock and told me it will be done 99% tomorrow is my companys closeing and till know my account is not activated
My ACCOUNT No. (024901529067)
IFSC CODE .(ICIC0000249)
Branch (Jhansi U.P.)

So pls help me your poor customer


Kailash Gurjar
ASI Videocon
Jhansi
Mo.09720005956
venkyjax September 25, 2009
Fraudulent transactions in ICICI bank
Venkatesh Sandrasegaran
 
[email protected]
 
 
Hi,
 
Myself Venkatesh Sandrasekaran address here to report a malicious transaction inside the bank! 
 
Savings account #: 005401515327
CORP GOLD CARD #: 4864103124333005
  Travel Smart CARD # : 5176538221873009  
 
I have been traveling outside the country for a while and i really didn't check my account, as there are no transactions happening. I was really shocked to see a transaction on Aug 02, 2009, really strange even for a ICICI bank branch manager.
 
Date:  31/07/2009
Description: 377041518554000
Transaction:   DR INR 2, 15, 308.60
 
This is really strange and ridiculous. Since a month ago initially, I keep calling ICICI customer support and informed every time after waiting in queue for 20 mins or so "the system to verify account # is down, please try later"! From a human phone banking officer. 
 
ts not so easy to type in the account# & DOB every single time over the mobile terminal on a long distance call. this is really really painful, when trying to reach someone at-least to say "some thing wrong had happened"!
 
till now several emails were sent to “ [email protected]
 And “ [email protected] ” 
 
The response so far I received was “ i was spending on my above mentioned Credit card ( 377041518554000 - fake) and I spent more than 1.5 lakhs in 2007 and haven’t paid so the total amount including penalty is 2 lakhs, 15 thousand” and they have debited without any notice in 2009, which is entirely baseless.
 
and there is no proper response till date. also several emails were sent via secure email from ICICI site. None of the ICICI representative care about my case and i am really frustrated and my father is really annoyed by visiting ICICI bank office daily for the past month or so.
 
There were so many fake responses every time being sent and when called to any given direct numbers no appropriate data being provided.
 
So far I have talked to the below contact persons several times 
 
Prasad Pagare 
Office of Head Customer Service
ICICI Bank Limited.
 
 
Anuradha M
Office of Head Service Quality
 
and never received any proper response.
 
I could hardly believe this is happening with ICICI, and make me feel not to trust any private bank!  The money in suspense is a huge to me and makes me so painful to see it disappeared from a technology abound banking system!
 
I really have no other way other than to see help from RBI representatives; so please help me it would be great if you credit my money back to my account. Please do the needful i am not able to work and disturbed now.
 
Sincerely,
Venkatesh Sandrasegaran
abdul azeez September 20, 2009
noc
pre closure of vehicle loan -penalty charging @about 5.68% is exhorbitant. Even for genuine reasons, they do not listen and riding high with the customer. never delivers NOC within 15 days. After closure, they have not delivered even after two months. after several attempts, they now say that they will forward "duplicate"
Two days before, desk service people advised it will be sent soon. It is clear that by telling "duplicate" they are liars and cannot be depended upon. When I demanded the blank cheques they replied that they are meant not for return and will be destroyed. How can i trust a liar.
it is certainly, losing its initial charm from the youngsters and already echoed its dwindling market share and decrease in its share price. Beware with icici
shantanu Chakraborty September 17, 2009
car loans
Even i have an issue where in i have taken a car loan from ICICI bank. and while taking it they communicated a to me that 10.5% would be the interest rate(flat). And the loan amount they have given to me was Rs225000. i also confirmed with them that there were no other charges apart from those. As after getting the loan approved i didn't receive any documents from them, i called up the customer care and requested a copy of the loan agreement and the cover note. where in after a month i have received the loan agreement but never received the cover note. however when i checked the agreement, i was shocked and found that the loan amount shows is Rs245000 and the rate of interest is 11.5%(flat). And it was unbelievable that when i spoke to one of the managers in the car loan sales branch, they says that it was my responsibility to check before taking it and ultimately blamed on me which is just nonsense. Somebody please tell me that is it not their duty to intimate the customers? they are in banking sector. we are from IT. but does it mean that we are fools?

And then i stopped paying the EMI's of my car taken and one more very important reason is i lost my job in the meantime which i have intimated the bank by calling them the same day. And these idiots, whenever they called me, i have kept them informed and updated always. and now after a few months in-spite of the fraud they did, i trusted them and informed them that i will pay the EMI's as promised and will continue with the loan. At the same time a few rowdies from the Bank caught me in the middle of the road and tried to hit me and forced me mentally and physically to sign on a "ICICI bank asset surrender document" and took my vehicle away.

When consulted the collections manager. he says that it cant be settled. where in he says that he will auction the vehicle and i have to pay the rest of the amount apart from the auction amount which is unfair and nonsense.

Here, kindly notice that the error and the mistake is from their side which they are not ready to accept. In fact they are blaming the customers from whom they are eating.

SO ALL OF YOU PLEASE TELL ME THAT DO WE NEED SUCH BANKS IN INDIA WHO EATS FROM US AND BITES OUR OWN BACK. THEY ARE FOOLING INDIANS.

So even i have decided to file a case against ICICI bank. As they are fraud and cheating INDIANS, we should prove that we dont need such banks in INDIA at all.

I have a couple of people in media and also in the law. So if any of you INDIANs are facing such problems, kindly approach me immediately in my contact no given below. i have updated the same in a few more forums. I have also spoken to a couple of MLA's here.

I am going in full swing against ICICI bank to save all of us facing these problems. lets see what best i can do until my last breath.


Shantanu Chakraborty
ph: 9742570743
email: [email protected]

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