ICICI Bank Personal loan

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Category: Business & Finances

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India

ICICI Bank Personal loan Reviews

srinivas March 28, 2009
Harassing phone calls
hi my name is srinivas i have taken a personal loan from icici bank one year back all my payments were prompt . for last two months i could not pay the Emi because of some personal problem but i was in touch with the executive but from past few days my family is receiving harassing phone calls at my native place they are calling in absence of my father ant threatening my mother can you please suggest me what sought of action i can take regarding this . these calls are from hyderabad call center.

thankfully
A.srinivas [email protected]
January 3, 2008
Cheating and lying to customers!
To The Manager
Personal Loan Dept
ICICI Bank

I am sampath,I was contacted by one your staff Mr. Balaji Cell #: 9840797774, from ICICI BANK Personal loan

Mr. Balaji told me that they are offering 14% interest rate for Accenture employees. Through him I applied for personal loan of Rs. 1 Lakh on 22nd december.

Mr. Dinesh cell No: 9841707132 came and collected Blank cheques and documents signed from me.

After that till today no information was given to me from them. I have called them 100s of times but they never bother to pick up the phone and answer me.

Long back they once picked up my call and told my loan is approved, they are waiting for a mail confirmation from my ABN AMRO bank. I don't know whom to contact and find the real status of my loan.

Who ever they may concern, kindly tell me the status of my personal loan account.

Why no one is giving any proper reply to me. What happened to my blank cheques? What happened to the signed documents without filling anything on it?
Why the icici staffs refused to give any reply?

m.sampath
Cell: 9840962343 - 03 Jan 2008
Those who know the email address of ICICI bank authorities, Pl send it to my email : [email protected]
November 25, 2007
Harassing phone calls!
I took personal loan from ICICI bank 18 month back for personal need of my family for 24 month . Since 18 months I continuing deposit my loan as per repayment schedule. In between sometime 2-3 installment has been due as my salary credit in my bank late, for that my relatives/friend deposit in cash. This month again my one installment for the month of nov.07 due. Right now I am working in dubai, and my family living in village. Nobody there who can deposit the due installment in cash. Since last 4-5 days one person who is recovery agent of ICICI bank making phone at my home to my wife for due installment. My wife given him my number and explain all the things but he again & again making phone to my wife and threatening to him. He even never call me and when I took the number from where he making the phone on that number no ring going and no body pick up the phone. For this type of activity no body can believe in banking industry. They making gundaraj to this reputed industry. There is no such a way for recover the loan, even after continue deposit the installment.
November 22, 2007
Delay in disbursement of Personal Loan
I applied for persaonal Loan on internet on 1st November 2007.
I was told that the executive would meet me on 3rd November to collect the documents. He did not turn up till 8th November 2007 inspite of repeated follow-ups.

Now its 23rd November 2007 & no amount is credited to my account.

I have a salary account in ICICI. If this is the quality of service offered to existing customer, then I am sorry to state that the Personal Loan Department is in a pathetic state. What's the use of being an ICICI Bank cutomer then?

You proudly say in the advertisement, Hum Hain Naa.........
Well, you are not there. You are not even close to being there.

My advice to you is that you should close this Personal Loan Division because you are in no control of it. If you want to continue properly, you should get rid of this lousy staff of yours.
April 19, 2007
Unsolicited phone calls
Fed up of the calls from this number +91 80 65765506.

Ammu,
Bangalore
December 19, 2006
Cheating and lying to customers!
Re: ICICI Bank

To The Manager
Personal Loan Dept
ICICI Bank

Self Azad contacted by one your staff Ms. Geetha Cell #: 9840429103, from ICICI BANK Personal loan, 5 South Bouge Road, 1st street, Teynampet, Chennai 600018. Office number 044-42113086.

Ms. Geetha told me as Pre sanctioned loan was sanctioned to me for Rs. 4 Lakh. And through her I applied for personal loan of Rs. 3 Lakh before 10 days. Appl# 6070151. Reference number of the personal loan : 2912 9050 5160 2190.

Mr. Dhana Sekar cell No: 9382204543 came and collected Blank cheques and documents signed from me.

After that for the last 7 days both their cell number was inactive. I could not get any positive reply from them. I have inquired the call center daily. No supportive information. They used to tell me that the complained were taken and the reply will be given after 2 days. It is very surprise to say that the 2 days never come.

Every time I call the call center personal loan dept they used to say that my loan is sanctioned and don’t know any further information about the status of my application. Even to day on 19th I made a complaint to the call center Service# SR15598320.

Who ever they may concern, kindly tell me the status of my personal loan account.
Why no one is giving any proper reply to me. What happened to my blank cheques? What happened to the signed documents without filling anything on it?
Why the icici staffs refused to give any reply?
Why I did not get any reply from the call center.
Why I did not get any reply from the icici bank to which I made a complaint through internet site?
Is there any grievance section to pass my complaint?

Azad
Cell: 9884001588 - 19 Dec 2006
http://www.chennaizoom.com/icici_pl.htm
Those who know the email address of ICICI bank authorities, Pl send it to my email : [email protected] or pass on this site to your known officers

TO ALL PUBLIC AT CHENNAI : If any one who get a call from ICICI BANK PERSONAL LOAN dept saying that Pre approved loan is sanctioned to you. Pl. don't feel happy. It may be a fraud or a trap to catch you and collect blank cheques from you. Pl. be careful to get written letter from the marketing executives for what ever they collect from you. Don't forget to collect their visiting card. Make sure to call the phone number as per the visiting card before giving any cheques. Confirm their officer's name and phone number. Once they leave your place you can not contact any of their superiors. This information from my experience.

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