I Mr. Pradeep Sule, opted for Loan in ICICI HOME LOAN Department year 2000, haved cleared my Loan with a full and final payment on 09.02.2011. At closing i was told to collect the documents after a months time then i visited after a span of 1 month and i was being refused to give the original documents and was ask to come after 2 days, waiting for long period in the office was given a letter saying (we will revert back to you after a weeks time), after one week i visited again but the arrogant Branch Manager denied to give any acknowldgement and even any thing in writting about the prograss of my documents. I do have a proof of submission of my original documents with me. If the bank won't return my original documents within 3 days i will sue you to the court with the compensation of amount same as my flat. (Loan A/c No. LHMUM00000351894)

HOME LOAN A/C NO. LBFDB00001302983

Bank presented 4 Pre -emi cheques on 3/3/2007 . Only 1 was to be presented. 3 returned unpaid. Bank debited Rs. 675/- as cheque bouncing charges on 3/3/2007.

On complaint, the bank realized its mistake and reversd the charges on 20/9/2007.

The bank referred the matter to CIBIL and the same is still appearing as default. Bank has not bothered to update the data and not forwarded the request to eliminate the same from CIBIL.

ICICI bank is requeted to take cognizance of this and do needful

PRADEEP KUMAR AGGARWAL
BORROWER

My brother has Taken ICICI Home loan, he is in USA and he has given authorizations to fill is some part payment so for that i went Malleswaram ICICI bank , but the banks employees said that they not accept this cheque becouse its out sation cheque but before this i has submitted same bank cheque which i was taken this time that time they taken that cheque and cleared 3 lakhs amout also, But this time they are unncessary harsahing me and not taking my cheque when i wanted to fill the amount.

I have applied for a home loan through ICICI Bank during Nov'06. I was contacted by one Mr.subramanian for processing my application (he's working for I power - one of ICICI's franchise). He took all the documents including a cheque for a sum of Rs.4590/- towards further processing. And he gave a sanction letter for Rs.8 Lac after 15 day's of receipt of the same.

And the scrutinizing work progressed for more than 45 days and also I was confirmed of the registration process. One fine morning, a week ago I got a call from Mr. SasiKumar (who introduced himself as Credit Manger) with regard to some clarification. I thought it was a final call before registration. To my surprise, that person was opening my file for the first time and asking for all clarification from beginning. Then, he wanted a Title Document for my identified property for 13 years, which was not available. I told him that, then he immediately replied (furiously) me that it is very difficult to process my application further. (I really do not want to narrate the way he spoke to me..it was really embracing for any human).

Having waited for more than 45 days, I got a worst treatment from your bank official saying all this junk. If it was intimated to me much earlier, I.e preliminary documents required for applying loan, I would not have come across all this hurdles. Now, I am running short of time, as I have given only 45 days of time to acquire the property, as I have entered an agreement with the landlord by giving an advance.

This is the second harassment I am facing from ICICI Bank after my personal loan issue (Attached for your info.)

Above all, that particular representative took a cash from me for Notarization etc, he's not returned the same. When I ask for the same he's not even responding. And also I was informed that my processing fee cheque will not be returned to me for the simple fact that I got a written sanction letter, which cost for rs. 4590/-.

I am terribly traumatized by all these. So everyone beware of ICICI Home Loan!