Actually i applied For an ICICI Credit card in the month of April through an agent who came to my office.. He asked us to fill our details and return it to him leaving some columns blank. Nearly after a month, i got my credit card statement indicating i have to pay an amount of Rs.6732/-. When i called the customer care, i came to know that a health insurance policy has been opened from my account. Then i thought it was a cheat and requested for the cancellation of my credit card, but they refused and talked harshly to me, mentioning that until i pay the amount they will not cancel my card and also they were adding on intrest to that amount. Then atlast after 2 months i paid the amount and requested for the cancellation of policy and credit card. I have called to ICICI Lombard Insurance team for the cancellation of my policy for nearly 15 times. After 4 months, i got some positive message for my cancellation. I don't know whats happening in ICICI. because of their irresponsibility, i lost an amount of nearly Rs. 4500 /-. Please take care that these kind of cheats and frauds do not take place again.

Some crooks from ICICI called my home phone, and deceived my mother into buying the ICICI Lombard insurance. They have charged about Rs. 15000 on my wife's credit card account. My mother is not a card holder, but the ICICI manager asked her to masquerade as my wife for a subsequent sales call. My mother was given my wife's Credit card number, expiry date, home address, mother's maiden name etc to prove that the call was genuine. These details are only available with ICICI bank. She was lied to that I and my wife had instructed the bank manager to call my mother. The subsequent sales call came immediately not allowing my mother to verify the details with me or my wife. My mother was asked to "act" as my wife and say "yes" to everything the ICICI sales person asked. She was asked for medical history details. She said yes to all questions and called me after the sales call. This kind of behavior is unacceptable from a bank. The sales people were deceptive and cunningly lied to an elderly person. Beware of these crooks.

I was offered health insurance of icici lombard by saying that icici cards will pay the full premium for first year as it is promotional offer. Ur monthly statement will show the amount but u need not pay when doubt raised the telecaller assured that the entire conversation get recorded n whatever said is truth i aggreed n received policy bond. I did not received any statement but got an sms on04/09/2007 saying ur amount due. Beware!