In 2007 I applied for a personal loan via their website. At that time I was really strapped for cash and was relieved when I received a call from Nancy Truman telling me that I had gotten approved for a $9, 000 loan. She told me that since I was a "high risk" loan, there would be some fees involved. Really needing the cash and knowing my credit situation, I thought that it made since. She said that there was a $1000 fee that would be fully refundable after 6 months. She faxed me the loan contract and told me where to "Western Union" the money. I offered to have them just take the money out of my account rather than me doing Western Union, but they said that they could not do that. She told me that once I faxed back all of the paperwork and sent the money, I would have my $9, 000 loan within 90 minutes. So I did as she was asked. 24 hours later, I still had nothing in my checking account. I had used my rent money to pay the fee knowing that I would have more than enough to cover it in just a few hours.
I called her and she informed me that I needed to speak with Nicholas Quarts who was the acting President of the company because something had come up. He told me that the lender actually reviewed my loan and wanted $800 more dollars to secure it. I refused to pay it and decided to just cancel the loan all together. He reassured me that I would be getting my full refund within just a few days, and that I would be receiving a check by mail. It cost me $75 to Western Union the money, so he reassured me that I would recieve that back also.
(I got evicted from my apartment b/c I had lost all of my rent money. I was foolish then)
I spent months calling them once a week to find out where my money was and to this day, I still have not recieved it back.
PLEASE DO NOT TAKE OUT A LOAN FROM THEM. IT IS ALL A SCAM. THE PAPERWORK LOOKS LEGIT, BUT IT IS A SCAM!!