I have had a great relationship with Imagine card.I always paid with the auto/pay plan, and never late.First they send you out a agreement that Tribute will be the new company to pay to as well as the same terms.If you want to you can opt out simply sign.THEN you get your first statment after you signed and guess what? Account is closed, no reason given at the Indian call center. Shame on you Imangine for doin that to customers. I hope I never find out that either of your issueing companies took bale out money...Or I WILL fill out evry blog like this I can.