I have a ecommerce business and iMAXbancard was suggested to my merchant company. From the very beginning iMAXbancard refused to submitted a contract for me to read and for me to make sure that they were the company that I wanted to deal with. After some very strong emails they final emailed the contract. I was not happy with the contract (too many charge for things that they should not be charging someone for) and I decided to go through another company that had better rates and they were far more professional then the staff at iMAXbancard. They threaten to bill me for the terminatetion fee which I did not sign a contract with them. I explain that the there was not a contract and nothing was sign. This company is not registered with a good rating from BBB and they numerous complaints against them. I will have to file a complaint with the attorney general and the banking commission as well. DONT DO BUSINESS WITH THEM THEY ARE THE WORST COMPANY OUT THERE...ADVENTUALLY A CLASS ACTION SUE WILL HAPPEN AND THEY ARE NOT WORTH THE TIME AND EFFORT!!! They are lousy to be polite.