Impact Debt Settlement is a ripoff.

If you are considering them for either settling your own debt or processing your debt settlement clients BEWARE and read on.

Make sure they reveal the ACTUAL terms of your agreement before signing anything or more importantly sending ANY money to them.

Here are some of the highlights to being an affiliate of theirs...

- a $75-$85 monthly fee that is charged in addition to the 15% the client is paying for the services. That entire fee goes directly into Impact's pocket and the front end never sees any of it.

- they advertise up to 90% splits but to get that far would take 10 years and they have it set up so the front end is constantly scrambling to keep their client total up or lose the percentage. Plus that is not including the $200 setup fee or $75-$85 monthly maint. fee that goes entirely to impact. When all is said and done I bet the front end never sees more than 50% of the actual "total" fees collected.

- The short time i tried to pitch this product was probably my lowest point ever as a salesman. I had a crappy product and the leads knew it. I was proposing a plan that in many cases would only settle their debt at 80% of the current balance, and Impact was collecting their fees in the first 6-12 months, leaving the client to deal with creditors calling relentlessly.

If you are considering a back end company to service your clients I would highly recommend that you AVOID Impact Debt Settlement Processing like an STD.


The CRM they provide can be set up on your own for $20/mo and the product you will be pitching will be far inferior to the other options out there.

They charge a $1000-$3000 setup fee for affiliates and they won't give it back once they spring all these fees on you and after you have paid it. Save yourself the assache and put that money into marketing.