On Feb 13, 2011 I was admitted into the hospital where I was told that I had Type II diabetes. My condition was so bad that I spent 3 days in the ICU and 8 more days after that in the hospital. While in the hospital I got a call from IDA and I told them what was going on and that I was in the hospital. I further told them that I have been unemployed since January, however I did make the payment for January but February payment was going to be late. I was told that they would work with me and that I needed to stay in contact with them. When I was released from the hospital I called them and told them that I have a job and that I would start work on March 14, 2011 and that I will be getting paid weekly and that I would catch the payments up. I further told them that at the end of the week I could give a partial payment as a sign of good faith. Well a few hours after that conversation I went to get in my truck to go back to the hospital when they disabled my truck. Furious and scared I called them and they informed me that they were not going to cut the truck back until they had a payment. I explained that this truck is needed for me to get back and forth to the doctors and that I needed to get my insulin. I have no other vehicle nor do I have access to one. I have never been late on payment in 1 year. The company refused to turn my truck despite my medical condition. Weigh out your options before dealing with this company because they would rather let you die than work with you nor do they keep their promises.

My payment due was 495.00 for a 2 year old Kia(lol) but I was so desperate for a car that I accepted those shady terms at an outrageous interest rate but the real deal breaker was when I was 92.00 behind on my payment and my car was disabled for 92.00 and they called me everyday for that 92.00 but I paid 400.00 which I thought would be sufficient but my account manager, Nikki Brown, called everyone that I knew and left me all kinds of threatening voicemails that I saved on my phone. I told her that I work midday and that I take break at 1:00, 3:30 and at 5:00 but she still continued to call me at the most inappropriate times and because I could not get off the phone with my customers and talk to her, she harassed all of my friends and relatives everyday without question. I felt that that was a bit much when I was leaving work and went to get in the car and the d**n thing was shut off. I was stuck outside looking dumb. I swore at that moment that our relationship was over. I am going to leave that car in the parking lot and get another car that doesn't have any gps tracking system inside. People beware, do not purchase a car through AutoLoanfinders/Independent Dealers Advantage. The cars are crap, overpriced and they don't pay the taxes on your vehicles(special whistleblower report on the news).