MY GOD! Is there NO ONE who is educated enough to read and understand what they are reading?
After sending SEVERAL letters to the VICE PRESIDENT of One West (a division of Indy Mac) I get yet another letter, asking me to fill out yet ANOTHER "loan modification" application.

The first application was rejected, due to my inability to provide proof of my "long term ability" to pay my mortgage. I am disabled and I live on a stipend from my union which will end in July of this year.

INDY MAC stated that I was ineligible for a "modification" due to my short term monetary situation.

SO...I applied for a HEMAP LOAN. I was APPROVED for the loan! YET the MORONS at One West and INDY MAC STILL want to foreclose on my home! Even though they were NOTIFIED BY HEMAP that the loan and ALL of the money owed them would be processed within 60 Days of January 20, 2010!

Rebecca says that Indy mac is evil? No Rebecca. THEY ARE COMPLETE MORONS!

I think the US banking Dept and the Treasury Dept. should get after these idiots for the constant harassment they perpetrate on those of us who have fallen on hard times!

INDYMAC BANK is a predator they should be stop by a big law suit.I was a victim of KATRINA.I have been talking to IMB to help me during KATRINA they denied any programs that they have.I had to redo the entire first flood with my money .I am disable man with little income all my money i use it to fixed the house cause my insurance dont cover flood eveything has going up double.When i call IMB about helping me they refuse to help me but when i was behined on my mortgage i kept sending late fees.I spend thousands in fixing the house all my saving went into the house every time i call IMB i been harrasst i stop calling them. They know that my house is fix on MAY OF 2008 they modified my loan without any explanation of the modification when JULY (IMB) AS FAILED i call it was closed they call me regards JULY n AUGUST payment I ASK HER WERE IS MY MONTHLY ESTATEMENT I HAVE NOT RECEIVE IT i ask her what is my payment total she gave a total that was not in motification she say that was the reason we modifide the loan i said u should help when i was beggin for help.STILL TO THIS DAY HAVE NOT RECEIVE MY MONTLY ESTATEMENT . Pres.Obama announce on March 4 about homeowner program DID IMB call no what they did they hurry forclouse on my house every penny that i had i put in the fixing the house.i have to sell my 2001 yukon xl for $5000 to send IMB my last thing i had I MEAN I LOST EVERYTHING.The funny thing is when a realtor came to my and call she said that the company is willing to paid me $1500 to move out in 14 days IF HAVE TO GO IN FRONT A NATIONAL NEWS I WILL DO SO INDYMACBANK i did not stealed from them they are stealy from me .If someone did a crime they pai for it INDYMACBANK should pay for their crimes (THE ONLY PERSON IN THIS WORLD I SHOULD BE AFFRAID IS GOD NOT MANKIND) LAWSUIT HERE I COME!!!

I had two mortgages with them I opened December of 2007. I paid off a big chunk of the big one in July and the small mortgage in full so I thought. I got letters telling me it was closed. In November I got letters to refinance. I called and they asked me for information which I faxed in within the hour and to have the house appraised which I had done 2 days later. I was told this was it. I waited several weeks heard nothing. I wrote and called back and got no response. I finally got someone to tell me they needed a new appraisal. They did not even have courtesy to tell me this. They finally got that. Then they said they needed my insurance. I had it faxed over three days and they still do not get back to me. Finally they said after weeks they have it. Then I thought it was done. They then told me they think the small mortgage is open. Are they kidding me? They sent me letters it was closed now they send me a letter its open. Two more weeks later they make me waste time to have conference call with credit firm and their customer service who said the mortgage was paid and closed. How incompetent they are they could not get this from their own customer service department. I see one of many reasons why they went out of business. Monkeys could do better work then their employees.

My wife and I contracted with Indy Mac Bank in October of 2007 to finance our New Home Construction in SE Pennsylvania. At the settlement table, which was delayed for approx. trying to sift through rates, etc... we were promised a 30 year fixed rate, one percentage point higher than the current market rate at the time of the conversion to the permanant mortagage. We never received the paper work confirming our verbal offer with the representative of Indy Mac Bank in Atlanta. We selected Indy Mac Bank because we would only go through closing and settlement one time...

Now that our home is fully constructed and completed, Indy Mac Bank is only offering us a 5/1 ARM @ 9.125% or 6.75% for the first year and then a monthly adjustable rate for the remaining 29 years, which is totally unacceptable. The bank is either forcing us to re-finance or their plan is to try and take our New Home as asset.

We are currently looking for other Indy Mac Bank customers with the same issues in the hope that we can file a class action lawsuit against the bank for their missrepresentation and fraudulant practices in the Construction to Permanant Departments.

Please respond to our complaint if you are experencing similiar problems with Indy Mac Bank and want to make your stand as we do.

I have always paid myhome loan two weeks early with Indy Mac. After my last payment for July, I couldn't get the interest and principle to add up to my payment amount when I received the returned payment statement. Then I notice down in an obscure area of the statement a charge for a $30 miscellaneous fee. Never happened before after 3 years paying on this loan. No reason given for the fee. Tried to contact Indy Mac Bank by phone. Put on hold for 20 minutes. Yes, the dummy voice kept telling me that my call was important to them. Apparently not! Tried to log on line to my account, but website is now gone so deadend there. This is the worst bank I have done business with. No wonder they went into receivership. Do a refi with Ditech/GMAC. I just did to get out from under this deadbeat bank. Loan process went fast and smooth, and everything was put up front so I could see what was going on.