I have been trying to get a loan mod from Indymac/One West bank since October 2008, which has been almost a year now! They approved me, they disapproved me, they call me, I call them...nobody knows what the heck is going on! They lose my documents I send them, they mix up my files with other peoples and have the wrong information about me. It is such a frustrating and screwed up process. I seriously can't believe that this kind of situation can just keep happening, and not only to me but everyone of us poor souls that has Indymac as our mortgage lender! Something definitely needs to be done about them, they should not be allowed to be in business. I have done everything they have asked me to do and now I am completely fed up and want some action taken against Indymac! I would love us to all gettogether and form a class action suit against them.

They are the most unorganized bank in the USA. No wonder the government had to take them over. We have a small equity line of credit that has payments of approximately $150. per month. For the past 2 years we have always paid $500 per month in order to get the line paid off. Payment due date is the 26th and we have until the 9th. Indymac begins calling the house on the 27th at least 10 times per day. We not longer answer the phone when they call. How in the world do they get away with this stuff? Someone really needs to police them better. Best not to do business with them if you can avoid it.

At the end of last Year I called Indymac for help. I could no longer afford my payments on my house. They told me to fill out the loan mod packet and send it with a payment of almost $3000. The deadline they gave me was 12/31/2008. I sent the loan mod packet with a payment on 12/27/08 and it was received in their office on 12/28/08. I even have the registered mail receipt and the person who signed for it in their office. On 12/28/08 they filed a NOD (Notice of Default). Since then I have been calling and following up with them and they are sending me in circles. They denied my loan mod, and won't give me a reason why. They also breached their contract with me, which was to send in a payment with the loan mod packet and everything would be OK. I am currently living in the house and don't know what to do. Indy Mac is full of fraud. Their promise to help consumers is fraudulent and deceiving. The lady I talked to on the phone today at Indy Mac was very rude. I told her I would go to my local congress rep with this breach of contract. Her response was "there are hundreds like you".

IndyMac Bank officers said we were insured...but we were not.

If you also fall into this category...go to

http://www.indymacdepositors.com

to find resources and join others in the fight to get out funds back.

Cheers

Lisa

WE ARE BEING ROBBED

I am also stuck for over $ 64, 000. in "uninsured" savings.

I have been e-mailing reporters,
senators, federal officials to no
avail.

I am collecting a group
of fellow "uninsured " depositors
to present a stronger voice in our
plea for our just due.

We have been swept under the rug!

The Treasury has a moral obligation to bail us out !!
They were not paying attention !!!
Instead they are rewarding the criminals.

Please e-mail me your e-mail
contact and telephone number so we can get in touch.

LET'S MAKE SOME NOISE !!!