i got a funny story about this guy ripping off my 995... one day i was on my way to his office to ask for a refund i've still not been able to get... and on my way in i started talking to a white girl carrying a big headed baby girl... i went in and complained with no result his little punk ass hides in the back with no pride... turns out on my way out the same white girl is walking out...we exchanged numbers and one thing lead to another... and i ended up banging that broad in her house... come to find out i see a picture of kahram zamani and im inside his house banging his wife while his big headed little girl is crying for her mom out side the room ...while shes getting banged shes asking me not to stop.. at the end he can keep my 995 cause i banged his wife and busted a nut all over her face...

This company will use the excuse that rates had risen to explain why they were not able to fund loans. DO NOT BELIVE IT! I locked a low rate with them and paid them $995.00 It has been MONTHS, and I have not received a loan, a phone call, an apology, or my $995.00 If you see any names from IGS... including KIRK SMITH, KAHRAM ZAMANI, JAY LEE, JAMIE RUIZ, CHRIS SAMAYOA, MATT ZURBACH, and CHRIS SANTAMARIA ... you will be wasting your time. Do not give them your money.

If IGS-Infinity Group Services has screwed you over in any way... file all complaints with the Internet Crime Complain Center. This will allow your local police agency to look into the allegations and possibly file criminal charges. Also file a complaint with the Department of Real Estate and the State's Attorney General.

I guess this site is pretty one-sided... Where do I go to dispute the complaints on here regarding Infinity Group Services, and more specifically, Kirk Smith? These complaints are ridiculous. Look around you. Call other lenders. Verify that rates have jumped EVERYWHERE and therefore rate locks expired and could not be extended without the entire industry and Infinity Group Services collapsing (and then, NO ONE would get a loan). Infinity Group Services has funded thousands of loans to satisfied customers, and continue to do so. Your timing was nothing but UNLUCKY. Get a life and just take your business elsewhere if you think they are not for you. Or just wait for rates to drop again and take advantage of Infinity Group Services lowest rates at their lowest costs. It's called Freedom of Choice.

We agreed upon a 30 year fixed loan at 4.375%.
Signed the final loan documents 6/2/09 with right to cancel by 6/5/09.
Received call from IGS processor 6/9/09 to say that our loan could not be funded at 4.375% and that the new rate would be 4.875%.
I said we weren't interested and we'd like our $995 back. She said we wouldn't get our money back because they weren't actually canceling the loan, only changing the terms.
I asked that she have her manager contact me.
Since then I'v been been in touch with the National Association of Consumer Advocates, KFI talk radio, master card, the notary, and the appraisal company involved with the loan.
Please leave a message if you've had a similar experience.

When researching the company, Hope to Homeowners had a (A) rating with the BBB. I contacted HUD and was advised HUD used Hope to Homeowners to do loan modification. After checking out this company I agreed to send them all my personal information and a check for $995.00. With a promise that if the loan could not get modified the money would be refunded back to me.

A month later I was told Hope to Homeowners could not process my loan. They said that they are also called Infinity group services and now under this new name they would try to get my loan modification done. I was very up set so I checked out the new company name Infinity group services which just so happens to be affiliated with Hope to Homeowner. Checking with the BBB they have a rating of (F) and have ripped of many homeowners trying to get a loan modification.

Nether one of these companies did anything for me. Both of these companies were deceptive, misleading and misrepresentative. After contacting the company numerous times regarding my loan I was passed from loan officer to loan officer. Each one had no answers for me. I spoke with a supervisor named Matt Zurbuck, which told me that this company was working hard on my loan that I would not get my money refunded.

I am a single 60 year old disabled woman who has survived Cancer twice who is a foster parent to 43 teen in the past 9 years and adopted two medically fragile children. I can not effort to just give $995.00 to a rip of company. I need very much to get a loan Modification so that my family has a stable home to reside in.