Before I refinanced my home, I had to research a lot of the banks and lenders that were calling me trying to solict my buisness. I spoke with a senior loan officer from ICG Home Loans (Intercontinental Capital Group, INC) and was impressed from what he was saying. He educated me on the process, the terms, the closing costs, etc. I thought it was to good to be true. I was very very skeptical about them, but something in my gut told me to find out more. You cant be to trusting with all these scams going on. So I googled the companyto find out more about them. I saw that they had a A- rating on the Better Business Bureau. I decided to take a chance with them to see. What I come to find out was that everyting that he told me on the phone was how it appeared on my Good Faith estimate. I recieved all my documents and paperwork within 3 days. And what I saw on my GFE as far as closing cost, was very very close to what I signed. He also was able to close my loan in the time he stated. 20 business days. The only thing I can say was my expericence was superb and I would difinitely recommend them to anyone. Two thumbs up to ICG Home Loans / Intercontinental Capital Group.

Higher costs than most banks and misleading advertising. Be careful if you are thinking about doing business with this company read the link below for some additional consumer reviews.

http://www.mortgagegrapevine.com/thread/?thread=560771