Will Turner claims to be a lender, but he is not. He was recommended by another broker as a lender. After sending LOI and asked for $ 4, 500.00 for paper work, title report and appraisal. He send a local guy for a site visit, and that was it. No appraisal was ordered, no title work was done, he just used the money for his daily living expenses. He does not close loans, he does not even have phone number ( operates from a cell phone). Do Not Send Him Any Money, He Is Fraud To brokers out there ( this goes for you too, Barry) Do not feed this guys living lifestyle, He Does Not Close Loans He claims in office underwriting, yet he does not even have a secretary, only a cell phone Save your money, stay away from International Settlements Inc and William Turner