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LYNN D
December 1, 2010
ILLEGAL COLLECTION PRACTICES
This company cleary needs to be investigated. I have always had great credit. In 2004 I co-signed on an apt. for my child at the Trillium Union Hills, Phoenix Az. In April 2006 she finished school, was moving back to california so she moved. We worked with the Mgt. Company, Trillium Residential to coordinate the move out. We even signed a release. Since then I've purchased vehicles, opened other credit cards, ect. It wasn't until Aug. this year when I applied for a loan that I was told there was collection activity in the amount of $7, 780.00 owed to IQ Data Systems... Of course this was a mistake so I contacted them. Immediately they requested my SS# which I refused to provide so they rep became very nasty... I was transferred around until I got to Jason... I requested that he provide details on this activity at which point he refused stating it was too late a judement had already been filed and I'm being sued. I had never even heard of this company.. I contacted them to try and clear it up... Instead I'm threatend with civil action... When I asked when I was billed, served ect., I was told they didn't have to provide that information... It was too late... I insisted on speaking to a supervisor, Karen, who immediatley got on the phone and told me they didn't have to provide any info... at which time I told her I'll just go to the "original creditor" listed.. She immediatley threatend to have a Judement inforced... I again formally requested the documentation to support the collection activity and again was refused... AND SHE EVEN TOLD ME THAT GOING TO THE ORIGINAL CREDITOR WAS AGAINST THE LAW NOW THAT THEY HAVE THE ACCT... I IMMEDIATELY CALLED HER OUT ON THIS AND ASKED WHAT LAW... AT THAT POINT I WAS DISCONNECTED... Not 15 minutes later I received a call from DOUG JONES who represented himself as an Attorney at IQ Data Systems.. Who told me that if I didn't pay them the total balance owed... that week they would begin wage garnishments... Since then he's called me daily with threats... I feel fortunate at this point as I did go to the original creditor who had sold the bldg. to a different owner. I got letters from the current owners confirming I owen no debt.. I got another letter from the Collection Dept of the Trillium and a copy of my rental history (which didn't come easy) showing at time of move out I owed $262.00... I provided this to the credit reporting agencies and to date (2) have updated my credit to show paid... I'm also getting daily calls from DOUG JONES WHO CONTINUES TO TRY AND GET ME TO PAY THEM... HE'S NOW OFFERING ME A DEAL... HE'LL ACCEPT $5, 500 TO MAKE IT GO AWAY... I'M READY TO SUE THIS FOOL... IN ADDITION... Once I told them I was trying to clear this up so I can finalize a loan...DOUG JONES... THREATED TO SUE THE LOAN COMPANY INDICATING IT WAS AGAINST THE LAW FOR THEM TO LOAN ME $$$ WHEN THERE'S A JUDEMENT WHICH BY THE WAY IS NOT REFLECTED ON MY CREDIT ANYWHERE... SOMEONE NEEDS TO STOP THIS PRACTICE... MY DAUGHTER'S RENT WAS ONLY $650/MO!!! WHAT A NIGHTMARE... I recommend everyone start sending letters to the BBB, Attorney Generals Office and also, begin the dispute process with the credit agencies... it worked for me... actually, to date IQ Data Systems continues to call not knowing I've already corrected my report to reflect zero balances owed... GOOD LUCK
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