I received a phone call from ICI because I had inquired with someone else about working from home. They are VERY persuasive! First, they find out what your credit limits are on your credit cards and then, you speak with the first man (Paul)'s boss, Michael Boss (strange that his last name would be Boss). Michael then sells you on the program by promising that you will not lose any money -- if you do not make it back in 3 months then it will be returned to you. We were told that we could invest at an Aggressive rate of $6, 075; Moderate rate of $5, 015; or Conservative rate of $4, 060. We decided that we would go with the Conservative rate which Michael agreed with completely. I was then connected with Teresa in Compliance who read the sales agreement to me stating that we had three days to change our minds. Then she sent this agreement to Yozons Technology for me to read and sign. I had a problem that I was the only one signing the agreement and questioned it. When Teresa could not satisfy my questions, I was once again connected with Michael. He did not answer my questions. Before I spoke to Teresa, Michael made an appointment with me for my coach and he to call me on Monday, February 15, at 1:00 PM EST. After thinking about this all night, on Sunday, February 14, I felt like this was "too good to be true" and so it probably was not true and decided that I needed to cancel. I went online and checked my bank and my credit card I saw that there was a hold on my account until February 19, which with the banks being closed on Monday, February 15, would be the 3 days. According to my contract, I had to notify them in writing at their Las Vegas office. I sent a letter overnight delivery which they will receive today; however, when I checked my bank and credit card today, ICI has already submitted for payment on both accounts. The credit card company is going to help me dispute this charge, so we will see what will happen. I feel so foolish for being taken in by these guys. It is sad that individuals in these hard times would make their living by taking advantage of people in their time of need! If this gets resolved, I will print a retraction of this complaint. Thanks!!