I had this Citi Sears World Mastercard that I defaulted on in 2009. This card was bought by a collection agency. They keep adding to the original bill on this account. I do not have the option from Citi to opt out of them selling this card. I was paying a little on this card to Citi as I could. Now this company is sending me letters saying unless I pay the amount on their letter they are going to sue me. This company is part of a sister or a third party collection agency.
Now I do have a complaint about this because my original agreement with the Sears card was that Citi would not sell to a third party. LVNV, Funding, LLC and Resurgent Capital Services, LP and others are the same company doing business under different names to avoid the Federal Consumer Act under Collections. After, they doing the same practices over and over, except LVNV called and harassed me and I never received any letters saying I ever owed a bill and that they bought the Sears card from Citi. I also am complaining that Citi did not exercise my right to arbitrate this bill to start with.