Java Beanery Direct charged my bank account $79.00 on 12/4/09. I have NEVER done business with this company. Many months ago (maybe last year), I had a "trial" offer with Seattle Coffee Direct, but cancelled the account because the coffee is over priced. Called the bank and they told me I had to wait until the charge is "completed" (currently "in process") and then go into the bank and fill out a formal dispute. I will be at the bank when the doors open on Monday morning, and according to what I have read on line about this scam in the last 15 minutes, I will probably have to close my bank account to prevent future unauthorized withdrawals. It also sounds as if there is no chance of getting my money back.