I have tried to call this company many times, no return calls and left messages for the company to call me so I can settle this debt once and for all. They have not done anything to comply with there end, if they want me to pay this off and for them to stop ruining my credit. Every other debt that I had I have paid off, and they have always called me. This company has done no such thing, and I don't think its right one bit for this company to be doing this. This is why America is in such bad shape is because Creditors like this doing things that are not right or ethical. I have placed other complaints, and its just wrong.