JPMorgan Chase
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1 stars | | (7) |
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Category: Automotive
Contact Information Rosedale, New York, United States
Phone number: 347-459-7287
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JPMorgan Chase Reviews
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linda j williams
June 12, 2011
linda williams
none
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Garrett Sims
August 7, 2010
Fraudulent Fees
I just came across an unethical practice perpetrated on my Chase debit account. It seems some "pending" charges where conveniently processed after my account was overdrawn, even though the purchases occurred before the account was overdrawn. Thus, because of this, I incurred some insufficient funds charges for purchases that were not made when the banking statement says that they were. I have the receipts to prove it!
I've been suspicious of these "pending" statuses for a while, but now Chase is just stealing money. For one, the dates of the transaction listed on the statement after the "pending" status was changed don't match my receipts. And two, the "Overdraft Coverage" was supposed to protect against overdrawing your account, however, it conveniently didn't protect against the charges that Chase took out themselves after they processed my "pending" charges, and turned them into purchases made with insufficient funds, when in reality, they weren't. Once again, I have the receipts to prove it!
I plan on taking my money out of the bank as soon as I can, and canceling my direct deposit.
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R M Verkouteren
March 13, 2010
Perpetual ACH payments
Several years ago I set up automated clearing house (ACH) payments to JPMorgan Chase for a home mortgage loan. Last November I refinanced and paid off that loan, and soon thereafter received from JPMorgan Chase documentation releasing the lien, as well as my funds in escrow. However, they have continued to take ACH payments from my checking account each month since then. These are ACH payments pulled by JPMorgan Chase, not bill payments pushed out by my bank. I have called repeatedly requesting that they cancel my automated payments, and each time they supposedly submit my request to their ACH collection department, but the practice has continued now through March. Every month I have received a check for the amount paid the month before, which I deposit at about the same time the ACH payment leaves. Essentially, JPMorgan Chase is using my money without permission nor interest. Yesterday I filled out paperwork at my bank to stop the ACH payments as they arrive. This has gone beyond negligance and borders on fraud. The federal regulators at the Office of the Comproller of the Currency might be interested if this was a wide ranging practice.
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Erin in NY
November 20, 2009
Overdraft Fees
So I actually just went through the whole overdraft issue with Chase. They took longer than expected to post a deposit, and as a result my account when in the red. Instead of posting transactions in the order the occurred, they reordered 5 days worth of transactions to benefit them self.
Outraged that a bank was allowed to do this, I actually took them to Small Claims court and WON!!! I just received a phone call from a woman in their legal department informing me that the ONLY reason I won was because they didn't show up and thus defaulted. They had every opportunity to arrive (it was scheduled 6 weeks in advance) and didn't. They also can not assume that they would automatically win the case.
Chase is an example of a bank that says they focus on customer service while in the background, tries to come up with ways to extract more fees from their customers. I plan to close my account as soon as possible.
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Sam
May 4, 2009
Unauthorized charges
I am a consumer whose WAMU credit card accounts were acquired by JP Morgan Chase. When I was redirected to the Chase online site to pay my accounts, I had to complete some basic information including the account from which I will pay my bill. I misunderstood the directions and entered my debit card instead of the bank account number.
I received a 'congratulations' screen that directed me to the payment forms. I paid on both of my accounts. At this point, I received no alert telling me that my account numbers were not acceptable.
However, the payments could not be processed and Chase levied a return check charge and a late payment charge on both accounts (total of $156.00). ADDITIONALLY TWO LATE PAYMENTS AND TWO RETURNED CHECK CHARGES WERE RECORDED ON MY CREDIT RECORD! As soon as I discovered the charges, I immediately made payments to bring my accounts current.
I contacted Chase numerous times and explained my error, requesting that they reverse the charges and fix my credit report. THEY HAVE REPEATEDLY FLATLY REFUSED. They got $25 billion of taxpayer dollars and are unwilling to make adjustments due to a simple misunderstanding of a new customer.
Is there anyone who can monitor this type of behavior? Is there anyone who can assist me with this issue? Right now is not a time to hit consumer's credit records with bogus, trumped-up charges!!
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VWong
February 26, 2009
Not honoring Demand Draft
JPMorgan Chase is agent bank handling demand draft for my son's bank in Virginia. A week ago the draft (after a month of deposit) was deemed 'not honored'.
No reason was given to the local b ank in Virginia nor to the issuing bank in Singapore.
Why is this so? This action is akin to bullying.
How can an agent bank 'not honor' a draft after one month of deposit and then do so without giving a reason. My son is only an exchange student in the US.
Queries to JPMorgan Chase have been unanswered - is this the way how customer service works?
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June 4, 2008
Scam
Chase bank, users, cheats, crooks, cons, rip off, liars, the great chase «chase ". no one at chase has any idea what’s going on with their customers, morons, stupid people, service is rotten, they lie and cheat, no help, god knows they can't even answer the most simple questions, their collections dept. Are so rude and lie thru their teeth, help is not a word when it comes to chase bank.
Lawyers do their bidding, garnishments, court levy's for a few dollars, steal your money.
Is this the real American way?
J.P. Morgan Chase you lost my business
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