I knew this was a bad company when I got my card. One look at their website and you get the feeling something is not right. There is no toll free number to call for one thing. The website itself, looks like it was designed as a middle school project. Do not, for any reason, sign up for one of their credit cards. I was one day late paying my bill. I have never been late to pay. My payments have always been early and I make a payment every month that is substantially more than the min. payment. So as a result of my one day late payment, my APR was changed from 7.99% to 23.24%. They increased my interest that much because I was ONE DAY LATE, ONE TIME. The moron on the phone ( I know its not their fault) spoke broken english and could only repeat what ever they had told her to say. I asked to speak to the manager and he was just as redundant and he to could not speak english very well, either. I asked them how, if they had any moral or ethics ( values at all ), how could they work for such theives. I am sure they are pondering that right now. I mean if they treat customers like this do they really think they give a damn about them. I don t know, maybe it the only job the could get in the prison.

Dont use Juniper Bank < Dont use any Bank ! Put your money in gold and shoot anyone that trys to take it!