I opened a credit card with Juniper Bank. I used it twice to pay in a restaurant and that was it. When I received my first statement I saw a charge of $40 for non-payment! Apparently, Juniper Bank sent me my statement earlier but received it back because the address they had on file for me was wrong. The customer service lady was very rude and told me it was my fault. What! It was the first statement. How am I suppose to know when to expect the first statement.

To make the long story short, I closed my account over the phone, and will not be recommending Juniper Bank to anyone.

Ok here is the deal my father in law is 74yrs old his wife just passed away and with her passing he lost a source of income. He owes juniper around 2300.00 he asked me to call his creditors and see if they would be willing to settle his accounts at a lower payoff amount, Merrick bank is awesome by the way.

and most of his credit cards and store accounts agreed to do so one company cut his bill in half. Then I call juniper and get the phillipines over and over and over and it is the same script every time. So as a former investigator I kept looking for phone numbers to juniper but all I kept finding were numbers that led me back to the phillipines.
You gotta love it a american company with phillipino employees. Anyways I found this number it is 302-255-8700 which is junipers legal department then I got this number 866-750-6031 which is their excutive office.

I have received two small charges from Juniper Bank on the Visa CC that I usually use. I have no idea what these are. Has anyone else experienced this? Is it associated with Airtran/Barclay? - that's the only thing I can figure out.

My brother died one year ago. He lived with my 93 year old mother - he was her care-giver and died of luekemia. We sent a death certificate to all his creditors within one month of his death. For some reason Juniper started calling my mom in May, 2010. Five and six calls a day. She is hard of hearing and very nervous about these types of calls as she now lives alone. I arrived at her house on July 8, 2010 at 7:30 p.m. and within minutes they called. I answered the phone and explained the situation to the caller - whose name was Ruby. I arranged to re-fax her a death certificate. She was so hard to understand that I asked where she was and she told me the Phillipines. The next morning another call came from Rene - also in the Phillipines. I was angry and told her Ruby assured her my mom would not get any more calls. Resent the death certificate a third time. Four hours later another call - another fake-named girl from the Phillipines. I tried to find a real phone number for Juniper to lodge a complaint and none exists. Two more calls later I finally got a "supervisor" to assure me that no more calls would come. They stopped for about 10 days and then a lawyer's office called and said the account had been sent to collections and I had to start all over again explaining that the creditor was dead! I found out from this woman that the amount due was $182. There actions were illegal, harrassing and unjustified and i wish the entire company nothing but ill-will

Today was a first for me. Juniper Master Card. Juniper increased my Rate from 7.99 to 23.24 APR. Their reason, my payment was late. Mind you, the payment at best is 4 days late.

As a rule I pay all payments via bill pay accounts and until this late posting of my payment, I have never missed or been late with a payment with their firm. After heated conversations with them my opinion and actions of Juniper are as follows: They are crooks. Juniper Master Card and this industry will continue to rob people unless they become regulated. The reasonable interest that they make on transactions are not enough, they subscript to greed and will not end their blood sucking practices without the applications of a strong hand that is heavier then the one they currently swing.

My responses to their actions are as follows.

1) I closed my account on the spot.
2) My wife closed her account.
3) I have issued payment in full to bring the balance to zero. (I refuse to allow them an opportunity to make one extra penny at my expense.)
4) I will write both to the state and federal Congress and Senate concerning their policies.
5) My memory is long, and I will protest their action at every opportunity and event that I attend. I believe that I come in contact with no less than 30 people per day. Do the math (30 people * 360days). I will commit to this campaign for at least one year none stop.
6) I will never knowingly support any business or associated business related to Barkley Bank and any of it associated firms and or holding.

Note the number 6. The number should really be 666.

Shame on you Juniper Credit Card and the members of its senior management that would support such a business tactic and strategy.