JUNIPER BARCLAYS BANK DELWARE FRAUDLENT CHARGES WERE PLACED. THIS COMPANY WAS ALWAYS PAID ON TIME BEFORE THE DUE DATE. MADE CALL AND THEY STATED THAT THIS IS A BANK POLICY. TO WHAT! PAYMENT IS MADE BEFORE THE DUE DATE. THEY ADD THEIR OWN CHARGES TO YOUR CREDIT CARD. I MADE SEVERAL INVESTIGATIONS WITH ALL GOVERMENT ENTITIES TO ASSIST ME. DO NOT OPEN A CREDIT CARD WITH THIS COMPANY. THEY WILL RUIN YOUR CREDIT.