I was informed that i was behind on payments even tho when i figured it up by my canceled checks i was not. Checks were made out to Kia Motors Finance Company and mailed to the same place each time. Somehow 4 of my payment checks got cashed but did not get credited to my account. Kia is saying since i can't prove they deposited the checks i still owe them the money even tho i have the canceled checks.